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Managing CCB Division at Bank Handlowy S.A. in Warsaw, ensuring the achieving of the set revenue, cost and sales goals, the adequate quality of the portfolio and lending process, the highest level of customer satisfaction and compliance with the Bank's standards and procedures.
Job Responsibility:
Deliver on financial commitments, Revenues & Expenses, EBIT in Poland
Develop and monitor a client-driven franchise growth plan in Poland and communicate a clear Commercial Banking vision that is responsive to global/regional strategies and emerging market trends
Ensure that the overall business strategy is well defined and articulated to all key stakeholder such as CEO, Coverage Head, Regional CCB Head, product teams, operations and technology as well as second line and third line of defense partners
Communicate a clear vision of the Commercial Bank business strategy across Poland and engage employees in support of the strategy and growth
Grow market share across all key client Industry Verticals with high quality acquisition, activation and up-tiering
Build a strong network internally and externally and effectively compete with traditional global and local banks within our Target Market through superior client propositions and innovative solutions
Senior client coverage for existing and prospect companies
Drive cross-selling products like cash management, trade, FX, capital markets and wealth management
Define sales strategy for Commercial Bank in Poland, including target market, product and service offering, interaction models, training programs, and resources and infrastructure required
Execute on key growth initiatives for CCB and deliver under BHW 2.0 (post-Consumer exit) strategy
Manage and drive client acquisition, deepening of existing client relationships, and other strategic initiatives designed to be able to grow in a sustainable manner
Drive an effective talent strategy, ensuring appropriately skilled and experienced individuals are in place for critical roles, developing the next generation of leadership in solutions
Translate Citi’s strategy into an effective and efficient Commercial Bank business plan while proactively overcoming obstacles and driving a healthy balance between near-term and long-term priorities
Drive innovation, differentiation and speed to market and promote cross selling of products across Poland
Partner with EMEA Investment banking team to drive and execute episodic transactions and with key stakeholders
Partner with Risk organization closely to ensure that the right credit approach is in place across Poland to allow sound credit growth and to maintain desired credit portfolio quality
Leverage exceptional credit skills, ability to set effective goals and demonstrated ability to consistently enforce sales and performance management disciplines
Promote an inclusive and ethical culture, engaging employees in our strategy and the highest standards of conduct that underpin it
Represent the bank externally, at industry associations, forums, congresses, conferences and committees
Maintain an active thought leadership role in the industry and with clients through external engagements
Responsible for ensuring optimum efficiency and service levels for Commercial Bank in accordance with the Bank’s policies and procedures and all applicable regulations, laws, and regulatory standards
Responsible to ensure compliance to all applicable related policies, processes, and procedures across Poland.
Requirements:
Strong execution skills
Strong communication skills including presentation to internal and external stakeholders, regulators, media, clients and other
Demonstrated knowledge of compliance issues and regulatory requirements (global and local)
Experience in managing dynamic and diverse teams
Familiar with Citi’s risk culture, risk and finance frameworks and their application at a legal entity and country level
Track record of identifying, managing and delivering change with all stakeholders to drive the business forward
Proven track record of developing and executing business growth strategies
Client-Facing and Relationship Management Skills
Proven leadership skills and intellectual capability to create momentum and an agenda across multiple products with a diverse population and competing priorities
Proven analytical and problem-solving skills with pragmatic approach to ensure limited resources are directed appropriately
Ability to align global strategy and local execution, while balancing resources among front, middle and back offices
Communication skills – written and verbal to various type of audience
Leadership skills – including management by influence
Demonstrated ability to drive a change agenda
Strong interpersonal and influencing skills
Strategic thinking, resilience and problem-solving
Excellent teamwork and project management, planning and execution skills
Highly effective team player across business/management/functions partners
Self-Motivation
Flexibility to adapt to changing priorities
Fluency in English (both verbally and in writing)
Polish language is an asset
15+ years of experience, including 10+ years' leadership, cluster management and international markets experience
Senior Credit Officer preferred
Experience in gaining buy in from Senior Management to execute country strategy
Proven track record of delivering results
Experience in managing dynamic and diverse teams
Relationship/stakeholder management with both internal and external stakeholders
Experience in working under complex corporate governance frameworks
University degree, Master’s degree preferred
Graduate/Post Graduate Degree in Finance/ Banking/Economics would be an asset
Nice to have:
Polish language
Graduate/Post Graduate Degree in Finance/Banking/Economics
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