Card Scheme Compliance Analyst Job at Adyen (São Paulo)

Senior Compliance Analyst - Card Schemes

Our fast-paced Compliance team is looking for a Senior Compliance Officer for ou...

Location

Brazil , Sao Paulo

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

At least 5 years of experience in payments/Credit Card industry and/or second line compliance functions
Knowledge of the finance and/or payment industry
experience dealing with Card Networks and Scheme Rules
Fluent level of Portuguese and English, both written and spoken
Understanding of technical bulletins, scheme manuals, and payment message field requirements
Available to work 3 days per week in Morumbi/SP
Deep knowledge of the Brazilian market and exposure to global business
Analytical thinker who can draft and monitor implementation of Policies and Procedures
Solid interpersonal skills
Comfortable addressing senior management

Job Responsibility

Proactively identify compliance obligations based on Card Network and Local Payment Methods Rules
Translate identified obligations into relevant Policies and Procedures to be communicated and implemented across the global business
Represent the team on a variety of work streams and products to establish strategies that align with global objectives and ensure controlled and compliant growth
Strengthen knowledge and education management across the global business
Participate in Product Risk Assessments and advise other compliance verticals
Support and maintain oversight of the first line
Handle escalations from global internal and external stakeholders
Consider opportunities and risks from a variety of angles to achieve compliant solutions that align with commercial and strategic objectives
Advise internal stakeholders and liaise with external stakeholders as well as relevant auditors.

Fulltime

Card Scheme Operations Analyst

The Card Scheme Operations team is responsible for ensuring that our merchants a...

Location

Singapore , Singapore

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

4 years of professional experience preferably within payments, fintech or financial services
specific experience with Card Schemes is highly welcomed
strong communication skills
collaborative
ability to prioritise effectively
problem solving acumen
analytical thinking
project management capabilities

Job Responsibility

Fostering essential connections with compliance and operational teams internally and externally across the APAC region
support the implementation of risk management processes by collaborating on initiatives within the Payment Risk Operations Team
proactively identify and implement process improvements that advances the team’s efficiency
stay updated on the latest Card Network and Local Payment Method requirements specific to the APAC Region as well as Adyen’s product expansions
ensure that work streams across multiple internal teams are aligned on priorities and timelines
partner with peers in Payment Risk Operations and other functional areas to contribute to projects

Fulltime

Risk and Compliance Analyst

As a Risk and Compliance Analyst, you will be responsible for fraud monitoring a...

Location

United States , Atlanta

Salary:

Not provided

Arrive

Expiration Date

Until further notice

Requirements

Experience of compliance, merchant and/or payment experience
Experience of EMV payments
Demonstrated analytical skills with experience supporting business case preparation and financial tracking
Advanced knowledge of Card Scheme, Governmental, Banking and other relevant regulations rules and regulations
Ability to design, review current design, document and update documented policies in a dynamic fast paced environment
Strong understanding of the chargeback dispute process and chargeback flows
Exceptional interpersonal skills and interactions with a wide range of levels across the business

Job Responsibility

Monitor transaction queues and parking data to identify high-risk activity
Help build and refine rule sets in our fraud detection engine
Play a key role in the end-to-end dispute process
Dive deep into data to spot emerging trends specific to the parking industry
Work closely with the Product and Engineering teams to close security gaps
Generate weekly/monthly reports on fraud loss rates, chargeback win rates, and false positive ratios
Create, implement, maintain and update the risk-related policies and procedures
Review and ensure compliance is properly accounted for in the policies of other departments
Evaluate current risk management strategies and make recommendations for change
Work closely with management to ensure content is aligned with government regulations, revenue, customer, culture, and business objectives

Risk and Compliance Analyst

As a Risk and Compliance Analyst, you will be responsible for fraud monitoring a...

Location

Sweden , Stockholm

Salary:

Not provided

Arrive

Expiration Date

Until further notice

Requirements

Experience of compliance, merchant and/or payment experience
Experience of EMV payments
Demonstrated analytical skills with experience supporting business case preparation and financial tracking
Advanced knowledge of Card Scheme, Governmental, Banking and other relevant regulations rules and regulations
Ability to design, review current design, document and update documented policies in a dynamic fast paced environment
Strong understanding of the chargeback dispute process and chargeback flows
Exceptional interpersonal skills and interactions with a wide range of levels across the business

Job Responsibility

Monitor & Detect Anomalies: monitor transaction queues and parking data to identify high-risk activity
Optimize Fraud Rules: help build and refine rule sets in our fraud detection engine
Investigate Chargebacks & Disputes: play a key role in the end-to-end dispute process
Analyze Trends: dive deep into data to spot emerging trends specific to the parking industry
Cross-Functional Collaboration: work closely with the Product and Engineering teams to close security gaps
Reporting: generate weekly/monthly reports on fraud loss rates, chargeback win rates, and false positive ratios to present to the leadership team
Create, implement, maintain and update the risk-related policies and procedures to be followed by the company
Review and ensure compliance is properly accounted for in the policies of other departments
Evaluate current risk management strategies and make recommendations for change as the Card Scheme, Governmental, Banking and other relevant regulations change
Work closely with management to ensure content is aligned with government regulations, revenue, customer, culture, and business objectives

Compliance Analyst

In order to build a sustainable business, we, as a financial institution, need t...

Location

Brazil , Sao Paulo

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

Previous experience in payment industries, with scheme rules, such as Acquirers, Fintechs or Card Network Company is required
Fluent level of Portuguese and English, both written and spoken
Minimum of 3 years of relevant experience with Card Scheme Compliance
Understanding of technical bulletins, scheme manuals, and payment message field requirements
Experience in governance, project management, and leading major initiatives involving multiple stakeholders
Availability to work 3 days in person on Morumbi/SP
An eye for identifying process improvement and scalability opportunities and an ability to proactively share feedback and ideas with management & team to help drive change
Skilled in prioritization, possess sound judgment and flexibility in changing courses and decisive in determining a holistic approach on key priorities
Detail oriented and organised with an analytical and critical mindset
A self-starter and have the ability to thrive in a fast paced environment with minimal supervision

Job Responsibility

Take ownership over our operational merchant risk management processes, such as registration of Payment Facilitators, Marketplaces and Wallets with the Card Schemes
Help embed a good risk culture in the first line through proactive engagement, training and collaboration in supporting adoption of the three lines of defense model
Stay up to date of the latest Card Network requirements and Adyen product expansions. Translate this into an operational strategy for the Scheme Operations team, Implement relevant card scheme rule updates and provide ongoing guidance to our merchants and internal teams, including Underwriting, Sales and Account Management
Set up new processes to monitor our merchant portfolio against card scheme rules
Process Enhancement: Proactively and systematically drive process improvements and automation on our workflows
Manage non-compliance notifications from the card schemes. Work closely together with our Merchants, Account Managers, Card Schemes and other stakeholders to solve these cases quickly
Help internal teams establish strategies that align with global objectives to ensure controlled and sustainable growth of the business

Governance, risk and compliance technical analyst intern

This is a 10 week internship program that runs from May 27th, 2026 to August 7th...

Location

United States , San Diego; San Francisco

Salary:

35.00 USD / Hour

GoFundMe

Expiration Date

Until further notice

Requirements

Confidently maintain clear and concise communication with colleagues while working in a remote or hybrid environment
Inquisitive with a solution-oriented mindset
Demonstrate excellent analytical, problem-solving, time-management, and multitasking abilities
Passionate about staying current on regulatory changes, industry guidance, and card scheme compliance

Job Responsibility

Coordinate external auditor requests and facilitate meetings with Information Technology, Engineering Teams, Security and Control Owners
Build trust center tiles to communicate internal controls to customers and regulatory bodies
Assist in evidence collection for IT control reviews, infrastructure, change management and product releases
Assist in building communication portfolios, customer journeys and feedback forms for all audit stakeholders to ensure consistency in reaching audit goals, and note potential opportunities, risks, or complications

What we offer

Competitive pay and comprehensive healthcare benefits
Financial assistance for things like hybrid work, family planning
Generous parental leave
Flexible time-off policies
Mental health and wellness resources
Learning, development, and recognition programs

Fulltime

Head of Governance, Risk and Compliance - CISO function - BPL

The Head of GRC leads the pillar responsible for ensuring the organisation under...

Location

United Kingdom , London

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

CISM, CRISC, or CISSP certification
Experience with DORA (Digital Operational Resilience Act) compliance requirements and implementation
ISO 27001 Lead Auditor or Lead Implementer certification
PCI QSA or Internal Security Assessor (ISA) qualification
Previous experience in FinTech, Digital Banking, Payment Acquiring organisation
Experience with Visa GACS and Mastercard SDP acquirer compliance programmes
Significant experience of progressive experience in information security governance, risk, and compliance, with at least 5 years leading a GRC team in a regulated environment
Strong understanding of UK GDPR and the role of security controls in meeting data protection obligations, including breach notification requirements and data protection impact assessments
Experience designing and operating security control frameworks mapped to multiple regulatory requirements simultaneously (e.g., a single framework serving PCI DSS, FCA, and GDPR)
Understanding of cloud-native architectures and their implications for compliance and risk management

Job Responsibility

Own the security policy framework, ensuring policies are current, proportionate, and aligned to PCI DSS, FCA expectations, UK GDPR, and DORA requirements
Maintain and operate the security risk register, ensuring risks are assessed consistently using a defined methodology, owned explicitly, and reported accurately to the CISO and Executive Leadership Team (ETL)
Manage the relationship with external auditors, the Qualified Security Assessor (QSA), and 2nd/3rd Line of Defence (LoD) on all security and technology risk matters
Own the third-party security assurance process, ensuring all vendors, partners, and card scheme integrations are risk-assessed with a tiered approach proportionate to data access and criticality
Chair the monthly Cyber and Tech Risk and Controls Forum, presenting risk posture, compliance status, and material findings to the CISO, CIO and ELT
Design and maintain the control framework, mapping controls to PCI DSS, FCA, UK GDPR, and DORA requirements, and ensuring control effectiveness is tested on a continuous cycle
Produce KRI dashboards and risk reporting for CISO, CIO, and ELT consumption, ensuring risk is communicated in business terms
Lead regulatory and audit engagement on security matters, coordinating regulatory review and audit interactions and proactively managing stakeholder relationships
Own the risk assessment calendar, ensuring both cyclical and event-driven assessments are executed on schedule with appropriate rigour
Manage the risk acceptance process, ensuring risk acceptance decisions are documented, time-bound, approved at the appropriate authority level, and reviewed before expiry

What we offer

Competitive holiday allowance
Life assurance
Private medical care
Pension contribution

Fulltime

Technical Business Analyst - Cards & Payment Networks

Are you a payments expert who speaks fluent ISO 8583 and loves deconstructing tr...

Location

United Kingdom , Burgess Hill

Salary:

65000.00 - 70000.00 GBP / Year

Randstad

Expiration Date

July 02, 2026

Requirements

7+ years of experience as a Technical Business Analyst specifically within the Payments domain
Deep, hands-on understanding of the Card Issuing & Acquiring lifecycles (Mandatory Skill)
Practical experience with Visa Base I/II/III, Mastercard CIS, or Amex systems
Deep expertise in ISO 8583, ISO 20022, and JSON APIs
Mastery of end-to-end authorization, clearing, settlement, and reconciliation flows
Solid grasp of PCI-DSS requirements, chargebacks, and dispute processing
Working knowledge of cryptography and PIN translation requirements

Job Responsibility

Gather complex business requirements and translate them into crystal-clear technical specifications, user stories, and acceptance criteria
Map data elements seamlessly across internal platforms and external payment networks
Drive scheme compliance and spearhead network certification testing (e.g., Mastercard MAS)
Define and validate comprehensive end-to-end payment test scenarios
Dive into data using SQL and log analysis to investigate and resolve complex transaction issues
Work closely with Engineering, QA, and Network teams within an Agile/Scrum framework

Fulltime

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Card Scheme Compliance Analyst

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