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Card Provider Manager / Scheme Manager

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Solarisbank

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Location:
Germany , Berlin

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a key member of Solaris Cards Product Team and reporting to the Head of Cards Product, you will own the commercial, operational, and scheme-facing workstreams that keep our card products compliant, scalable, and cost-efficient. You’ll align internal stakeholders and external partners (schemes and providers), translate complex requirements into executable work, and steer delivery from concept to rollout, while maintaining “bank-grade” governance and documentation.

Job Responsibility:

  • Own provider and scheme relationships
  • align priorities, scope, and delivery across internal teams and external partners
  • Collaborate closely with senior product management to oversee provider relations, including cost control and optimization. This includes leading strategic negotiations and initiatives to significantly reduce costs and enhance service quality
  • Orchestrate the end-to-end technical lifecycle of Visa/Mastercard mandates, covering everything from BIN management and card configuration to regulatory scheme reporting
  • Rigorously monitor and enforce compliance with regulatory requirements in card-based payments. Coordinate technical and operational implementation within interdisciplinary working groups alongside partners and major schemes, including Mastercard and Visa
  • Gain in-depth knowledge regarding the content of provider and third-party agreements. Influence and lead negotiations to secure favorable terms for Solaris
  • Drive continuous service improvement by monitoring, reviewing, and remediating SLAs for mission-critical partners like Nexi, Apata, and Exceet
  • Establish and maintain strong relationships with key internal teams to coordinate business activities
  • Conduct routine tasks necessary for maintaining productive provider relationships and proactively identify opportunities for improvement and innovation in the provider relationship, leading to enhanced business outcomes
  • Proactively engage with providers and third parties to address and resolve business-level issues
  • Document and regularly update processes and procedures relevant to the business domain.

Requirements:

  • 5+ years in card issuing as Cards Provider/Scheme Manager, Cards Business Manager, or Cards-focused Technical Program Manager
  • Deep technical expertise in card programs, value-added services, and the underlying system landscape (processors, ledgers, and gateways), with a mastery of global Scheme Rules and compliance mandates
  • Strong mastery of scheme rules/mandates and compliance requirements
  • ability to execute scheme-driven change lifecycles
  • Contract negotiation and contract/SLA management expertise with third-party providers
  • Strong financial acumen: cost control, budgeting, commercial evaluation, and PO governance
  • Data analytics and reporting skills for SLA/operational performance, decision support, and stakeholder updates
  • Proven track record in deriving complex business requirements and transforming them into project-oriented, optimized technical processes that improve operational efficiency
  • Strong stakeholder management and communication
  • Professional English language skills at business level. German is a strong advantage.
What we offer:
  • Home office budget
  • Learning & development budget of €1000 per year and a transparent growth framework to support your career goals
  • Competitive salary and a variable remuneration program
  • Monthly meal allowance
  • Deutschland ticket subsidy
  • 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris
  • Opportunity to work abroad for up to 12 weeks per year.

Additional Information:

Job Posted:
February 14, 2026

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:

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