Capital & Impairment Manager (Admiral Money)

• Own and enhance Admiral Money’s IFRS 9 impairment framework, including model development, performance monitoring and governance
• Lead impairment forecasting, reporting and insight for senior stakeholders and governance forums
• Deliver stress testing and scenario analysis to support planning, risk appetite assessment and capital management
• Support relevant capital calculations and financial risk analysis, linking loss forecasts to capital outcomes
• Provide oversight and challenge on funding and liquidity risk, including warehouse facilities and covenant monitoring
• Lead, coach and develop a team of four across modelling, forecasting and reporting

• Strong technical expertise in IFRS 9 / ECL modelling in a regulated lending environment
• Experience of forecasting, scenario analysis and stress testing
• Understanding of capital or prudential risk analysis and how credit losses translate into capital impacts
• Experience leading or developing technical analytical teams
• Strong analytical capability and experience with tools such as Python, SQL, Excel and Power BI or similar

Experience in funding and liquidity risk, including warehouse structures or covenant oversight

• Eligible for up to £3,600 of free shares each year after one year of service
• 33 days holiday (including bank holidays) upon joining, increasing up to 38 days
• Option to buy or sell up to an additional five days of annual leave