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We are seeking a high-performing Business Development Officer with SBA lending expertise to drive new business opportunities and expand financing solutions within the franchise and small business sectors. This role is focused on originating SBA 7(a) loan opportunities, building strategic partnerships, and managing deals from origination through closing. This is an opportunity to join a fast-growing organization with a strong national presence, offering a collaborative environment and significant earning potential.
Job Responsibility:
Generate SBA 7(a) loan opportunities through direct and indirect marketing channels
Build and maintain relationships with franchisors, franchise brokers, referral partners, and borrowers
Manage full loan lifecycle, including origination, structuring, underwriting coordination, and closing
Assess loan eligibility in accordance with SBA SOP guidelines and sound lending practices
Prepare and submit loan applications and prescreen packages
Maintain and update pipeline reports and provide status updates to leadership
Partner with credit and closing teams to ensure efficient deal execution
Oversee multiple transactions simultaneously, ensuring progress and accuracy
Coordinate third-party requirements such as appraisals and environmental reports
Ensure compliance with all internal policies and applicable regulatory requirements, including SBA guidelines, Regulation B, and BSA
Manage relationships with third-party loan agents and ensure performance standards are met
Requirements:
Minimum 3+ years of SBA lending experience with a U.S.-based bank or non-bank lender
Strong knowledge of SBA 7(a) loan programs, SOP guidelines, and eligibility requirements
Ability to analyze financial statements, credit structures, and risk factors
Experience managing a loan pipeline and multiple transactions concurrently
Strong business development, relationship management, and sales skills
Excellent communication, presentation, and negotiation abilities
Bachelor's degree preferred or equivalent to industry experience
Nice to have:
Proven producer in SBA lending with a strong network of referral sources
Skilled in both relationship development and deal execution
Self-motivated, results-driven, and comfortable in a remote environment
Strong financial acumen with the ability to structure complex transactions
Able to operate with urgency while maintaining compliance and accuracy