Business Credit Manager Job at Citi (Singapore)

Institutional Credit Management, In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Institutional Credit Management’s objective is to provide an integrated “end-to-...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable quality control / quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review or quality assurance function at a large financial institution, established rating agency, or equivalent
Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline
Ability to understand policies and procedures and execute change seamlessly
Understanding of complex counterparty credit product structures, and ideally versed in securitization and credit financing products such as ABS, CLOs, TRS and Commercial Real Estate, etc.
Background on core credit analysis and underwriting for large corporate and finance industries and awareness of risks and controls associated with credit approvals
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Data analysis skills are desirable
BA/BSc or higher degree in Business (MBA), or any other related subject

Job Responsibility

Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Consistent and objective assessments during QARs and subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesis and preparation of Quality Assurance Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Support the In-Business QA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the QA Head of Real Estate and Structured Credit Underwriting to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Global Head of WCR In-Business QA on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives

What we offer

Equal opportunity employment
Reasonable accommodation for disabled individuals

Fulltime

Vice President, Institutional Credit Management - In-Business Quality Assurance - Financial Institutions Underwriting

The ICM In-Business Quality Assurance function (QA) verifies that established st...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Quality Assurance: Demonstrable Credit / Counterparty credit risk Audit / quality assurance experience, including 5-7 years in the areas of banking, credit risk management, loan review or quality assurance review function at an investment or large commercial bank
Solid understanding of risk management and control frameworks related to Counterparty Credit Risk management or another Financial Risk discipline
Capability to understand complex counterparty credit product structures, and ideally versed in derivatives and structured investment products
Good grasp of counterparty credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with in-line makers and checkers for ongoing improvement, problem detection, and sustainable remediation
Strong background on core credit analysis for large corporate and finance industries including funds to properly evaluate process and quality breaks within the quality assurance function
Ideally, credit officer or analyst or operational credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
High awareness and adherence to the control environment including Quality Assurance and Quality Control
Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Job Responsibility

Support the Head of FI In-Business Quality Assurance to set the global strategy for and lead the implementation and ongoing delivery of a robust Quality Assurance function
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, as regards to memo and process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank's risk appetite and all policies and processes established within the risk governance framework
Support execution of consistent and objective assessments during QARs
Support execution of subsequent follow-up on corrective actions that were raised during QARs
Support execution of sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesize and prepare quarterly Quality Assurance Scorecard Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Constant interaction with the respective Analysts and Team Leads, to ensure that quality assurance protocols are adequate for all portfolios
Support WCR IBQA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support ICM Head of Markets In-Business Quality Assurance Functional Head to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
Resources and tools to volunteer in the communities in which they live and work
Opportunity to give back and make a positive impact through volunteerism

Fulltime

Manager, Credit Risk Management

As a Manager within the Credit Risk Management team, you will be required to wea...

Location

United States , Overland Park; Frisco

Salary:

112500.00 - 202900.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

5+ years of quantitative analytic modeling experience or comparable process management experience
Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
3+ years of Credit or Collections risk management experience, preferably with a credit card issuer
BA/BS in Finance, Economics, Mathematics. Statistics or related degree
Proficiency in SAS or other statistical/analytical programming languages
Advanced skills in Excel, Word, PowerPoint, required
Superior communication, organization and presentation skills
At least 18 years of age
Legally authorized to work in the United States

Job Responsibility

Extract and analyze data from multiple disparate sources and data with varying degrees of quality
Utilize statistical segmentation techniques to identify new opportunities
Perform complex qualitative and quantitative analysis of credit polices to pursue specific financial and credit goals
Develop complete business cases for new opportunities, inclusive of financial modeling and forecasts
Develop underwriting or portfolio credit decision strategies
Develop or contribute to the development of complex predictive analytical models (risk, loss, decision)
Evaluate new risk products (data-only or data-driven solutions) offered by external vendors or partners
Perform trend, regression analysis and key metric forecasting
Superior time management skills and project management fundamentals (schedule and resourcing)

What we offer

Competitive base salary and compensation package
Annual stock grant
Employee stock purchase plan
401(k)
Access to free, year-round money coaches
Medical, dental and vision insurance
Flexible spending account
Employee stock grants
Employee stock purchase plan
Paid time off

Fulltime

Regional Credit Manager

15 year commercial banker who has been Regional Credit and Sales Manager of busi...

Location

United States

Salary:

130000.00 USD / Year

Adams, Inc.

Expiration Date

Until further notice

Requirements

15 year commercial banker
Regional Credit and Sales Manager of business banking and middle market lending groups
CPA
Currently over a $1 Billion plus commercial portfolio

In-Business QA, Business Risk Credit Analyst

The role involves quality assurance relating to Wholesale Credit Risk processes,...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Relevant work experience in Risk & Control function focusing on Wholesale Credit Risk
Hands on experience of Data Science / Data Analytics
Deep understanding of control framework in the banks
Experience in BCBS 239 is highly desirable
Python is essential
Tableau and SQL are added advantages
Consistently demonstrates clear and concise written and verbal communication skills
Effective organizational influencing skills required
Excellent problem-solving skills
Ability to see the big picture with high attention to critical details

Job Responsibility

Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance
Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns through quarterly reports published to ICM senior management
Ability to query and clean complex datasets from multiple sources to funnel into advanced statistical analysis
Hands-on experience in designing, planning, prototyping, productionizing, deploying, maintaining, and documenting reliable and scalable data science solution
Perform design and operational effectiveness assessments of various business processes within Wholesale Credit Risk
Participate and independently lead Quality Assurance Reviews (QAR) covering data-relevant aspects
Read policies, standards, and procedures to understand key pillars, responsibilities, associated risks, and expected controls for the business process(es) in scope
Lead data discovery to identify data lineage and controls for the defined business process in scope
Evaluate findings identified through the Quality Assurance process, determine materiality, and partner with business teams to drive sustainable remediation
Collaborate within IBQA teams and with QA Directors and provide them with analytics insights

Fulltime

D&T Sr Analyst - Credit Management

Purpose of the Job

Location

Salary:

Not provided

Aramex

Expiration Date

Until further notice

Requirements

Proficiency in SQL
Strong knowledge of Microsoft Office Suite (Excel, Word, PowerPoint)
Experience with product management tools (e.g., Jira)
Excellent communication and stakeholder management skills
Strong analytical skills and problem-solving ability
Effective time management and ability to prioritize competing tasks
3–5 years of experience in business analysis
Bachelor's degree in related field

Job Responsibility

Connect with business teams to gather, understand, and document business requirements in user stories
Maintain and manage a well-organized product backlog
Prioritize tasks and user stories based on business value and urgency
Collaborate with cross-functional teams to ensure alignment and smooth delivery
Work closely with engineering teams to ensure solutions are delivered on time and meet business requirements
Conduct QA testing to validate delivered solutions against defined requirements
Provide ongoing support and close cases in a timely manner
Investigate system issues and collaborate with relevant teams to deliver effective fixes

Manager, Credit Risk Technology - Release Management

The Collections Platform and Configurations Organization at T-Mobile, USA is cur...

Location

United States , Overland Park

Salary:

112500.00 - 202900.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Business, Computer Science or other quantitative field or equivalent work experience
5 to 10 years Industry experience in technical deployments, release management and understanding technical process flows
5 to 7 years’ experience in managing high functioning teams
Problem Solving – creativity and the ability to reach insightful conclusions
Communication - Ability to manage relationships, influence and communicate complicated logic, and solutions in a clear and concise manner at the executive level and provide decision support, analysis and recommendations that help to drive effective execution of business strategies
Strong presentation skills to large and small audiences
Strong understanding of software development life cycle (SDLC) and software testing methodologies
Proficiency with testing tools and automation frameworks (Selenium/Junit/TestNG/Cucumber) with a strong background in UAT, QA and Unit Testing
Agile Methodologies Knowledge – overall execution relating to all aspects of an agile development life cycle from technical writing of strong requirements, defining the strategy, black log, sprint planning, configuration, testing through deployment and support
Experience with Agile Tools (JIRA/Asana/Rally/Favro/Wrike)

Job Responsibility

Effectively manage a team to achieve results by providing appropriate direction, timely developmental feedback, and coaching, and conducting performance reviews and conversations
Monitor and measure work tasks to ensure deliverables are provided on time and within budget
Interview and hire qualified team members, striving to improve T-Mobile bench strength and augmenting product or project teams with contract staff when required
Foster an environment where team members identify problems, risks to continually review key business initiatives and find optimal resolutions
Drive continuous development practice improvements across technical disciplines
Work cross-functionally with business teams (internal/external), vendors to drive improvement strategies, execute tactics, and provide support on business-impacting issues
Instill best practices for software development and documentation, assure designs meet requirements, and deliver high-quality work on tight schedules
Build trusted, reciprocal relationships with all levels of leadership and support teams
Facilitate effective and encouraging team relationships
Resolve operational and interdepartmental problems quickly

What we offer

Medical, dental and vision insurance
Flexible spending account
401(k)
Employee stock grants
Employee stock purchase plan
Paid time off
Up to 12 paid holidays
Paid parental and family leave
Family building benefits
Back-up care

Fulltime

Assistant Vice President - Institutional Credit Management - GSP Securitization

The AVP candidate will hold a critical role within the Global Spread Products Fi...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experience of credit, portfolio management or structuring experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm
A strong interest in structured products and credit analysis
Strong Microsoft Office skills. Modeling experience is a plus
Strong attention to detail – Analyst will have responsibility for due diligence and documentation of transactions to ensure that all risk and business points are covered
Oral and written communications skills enabling him or her to effectively interact with internal and external constituents of all levels
The ability to work independently to meet deadlines and initiate ideas with other members of the GSP F&S team and Independent Risk to mitigate risk and maximise portfolio returns.

Job Responsibility

Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare credit approval (transaction and/or annual review) and quarterly memos
assist in facility renewals, and funding, due diligence and required processes for new deals
Assist with special projects including stress testing, portfolio concentration analysis, internal audit/FCR, Risk Rating processes, Credit Policies and Credit Programs across product groups
Act as a contact person post-closing
liaise with other constituents such as participating banks, attorneys and external auditors
Update and review the operations team on all pertinent changes to the facilities to ensure the accuracy of deal files and internal reporting
Assist in analysis and reporting of Basel parameters
Coordinate with the operations team to update the scope of periodic audits of the asset portfolios in light of the deal terms and recent developments and ensure timely audits

Fulltime

Business Credit Manager

Citi

Location:
Singapore , Singapore

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
March 22, 2025

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