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At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you’ll acquire and deepen client relationships by collaborating across the enterprise to deliver comprehensive solutions in areas such as credit, liquidity, interest rate management, treasury solutions, and Wealth Management.
Job Responsibility:
Manage, acquire and deepen a portfolio of new and existing commercial customer relationships within the Business Banking target market of five million to fifty million in annual revenue
Provide advisory led discussions to assess client needs and aspirations while positioning value added recommendations that drive customer delight and shareholder value
Engage COI’s and internal partners across the bank to uncover and deepen new business opportunities
Operate within a fast paced, demanding sales culture with measured routines and goals aimed at new loan and deposit generation, fee income, customer service and satisfaction
Actively engage in significant community activity to expand potential customer base and exemplify our company credo and community commitments
Requirements:
4+ years in upper Business Banking/Lower Middle Market experience
Meaningful experience with moderately complex portfolios, customers, and transactions
Strong written and oral communication skills
Strong knowledge of sales force and various lending applications
Strong sense of customer service, satisfaction and retention
Adept at needs identification, problem solving and the consultative sales approach
Strong negotiation skills and the ability to overcome objections and adversity
Following of prospects, customers and COIs
Ability to self-generate and drive new business development
Action oriented and self-accountable to superior results
Strong understanding of risk and compliance
Meaningful Community involvement
Strong understanding of core products and services
Preferred undergraduate degree in business or finance
Bachelors Degree strongly preferred or Commensurate experience