Business Banker

• Drive Business Growth: Meet and exceed individual and team sales goals, including deposits, loans, and other key metrics
• Build Relationships: Expand existing client relationships and acquire new business through referrals, networking, and targeted outreach
• Analyze Credit: Conduct preliminary financial statement analysis and creditworthiness assessments to align with bank risk standards
• Lead and Collaborate: Provide leadership to the sales team, develop sales strategies, and collaborate with internal partners to deliver a seamless client experience
• Portfolio Management: Oversee client portfolios, ensuring covenant compliance, collateral monitoring, and risk management
• Client Engagement: Maintain regular contact with top clients to identify cross-selling opportunities and deepen relationships
• Market Expertise: Stay informed about market trends, competitors, and opportunities for business growth
• Community Involvement: Actively participate in community organizations and events to represent the bank and fulfill CRA (Community Reinvestment Act) requirements
• Develop and execute sales proposals and strategies to grow core deposits and loan funding
• Structure and complete secured and unsecured business loans, ensuring compliance with bank policies
• Conduct pre-call planning and prepare for joint client appointments with Small Business Bankers
• Act as a client advocate, recommending financial solutions and cross-selling bank products and services
• Evaluate business, industry, and financial risks, documenting assessments in credit approval documents
• Participate in branch meetings, sales campaigns, and coaching sessions to support team success

• 5–7 years of business banking experience, including 2+ years in lending and credit analysis
• Strong business development, consulting, and relationship management skills
• Proven ability to meet sales goals and maximize cross-sell opportunities
• Expertise in credit structuring, financial analysis, and risk management
• Credit training preferred
• Bachelor’s degree in Business Administration or a related field required
• Proficiency in Microsoft Office and CRM tools
• Exceptional verbal, written, and presentation skills
• Bachelor's Degree in Business Administration or an equivalent combination of education and relevant professional experience may be considered in lieu of a degree

Credit training preferred

• Health Coverage: Medical, dental, and vision plans with employer contributions
• Retirement Savings: 401(k) with matching
• Paid Time Off & Holidays: Generous PTO and paid holidays
• Wellness Support: Access to mental health and financial wellness resources
• Tuition Reimbursement
• Awards & Recognition
• Flex Time