Branch Manager - Credit, Randstad

Branch Manager - Credit

Randstad

Location:
India, Nellore

Category:
Finance

Contract Type:
Not provided

Salary:

300000.00 - 500000.00 INR / Year

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Job Description:

The Branch Manager - Credit is responsible for overseeing and managing credit and operational processes for home loans within the designated region. This role involves credit appraisal, compliance maintenance, customer application review, and strategic credit assessment. The Branch Manager also ensures streamlined operations to provide an exceptional customer experience while fostering a motivating work environment across multiple branches.

Job Responsibility:

Credit & Operational Management
Credit Assessment
Post-Approval Coordination
Operational Excellence

Requirements:

Manage credit and operations for home loans within the region
Ensure adherence to policies, procedures, and credit underwriting guidelines
Maintain TAT (Turnaround Time), compliance standards, and procedural integrity
Oversee customer application screening, KYC, and income documentation collection for loan initiation
Initiate legal, valuation, CIBIL, and other verification reports as part of the credit process
Interpret Credit Bureau Reports and analyze bank statements and other documents for accurate income assessment
Engage directly with customers to evaluate business and income capacity per the Credit Manual & Guidance Notes
Work closely with Sales Officers (SO) to ensure adherence to sanction conditions, accurate loan documentation, and file submission for disbursements
Track and collect all post-disbursal documents, including loan closure letters, sale deeds for new purchases, and post-dated cheques (PDC) and NACH forms to ensure timely EMI payments
Ensure smooth and efficient branch operations to provide the best customer experience
Lead and support Centre Managers and other center staff, coaching and counseling to achieve operational goals
Set performance targets, regularly review achievements, identify deviations, and address underlying causes
Maintain high-quality standards within branch operations through Total Quality Management and Process Improvement practices

Additional Information:

Job Posted:
May 31, 2025

Expiration:
July 12, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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