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Are you a dedicated professional with a talent for navigating complex financial conversations? We are currently seeking a Bilingual Mortgage Default Specialist to join a leading organization in the Residential Mortgage Financing industry on a 10 month contract. This is a fully remote role based in Ontario, offering you the flexibility of working from home while contributing to a high-performing team. As a Bilingual Mortgage Default Specialist, you will play a critical role by managing delinquent accounts and finding sustainable solutions for homeowners. In this Bilingual Call Centre Collections role, you will be the primary point of contact for clients across Canada. Because our client serves a diverse national portfolio, fluency in both English and French is essential. You will spend your day alternating between both languages to ensure all customers receive clear, empathetic, and professional support regarding their mortgage obligations. This position requires a balance of firm negotiation and compassionate problem-solving to mitigate risk while maintaining positive client relations.
Job Responsibility:
Manage a portfolio of delinquent residential mortgage accounts through outbound and inbound calls
Identify the root causes of financial hardship and recommend appropriate loss mitigation options
Ensure all collection activities comply with federal and provincial regulations as well as internal policies
Maintain accurate and detailed records of all client interactions within the IVR system
Collaborate with the legal and foreclosure departments when accounts reach advanced stages of default
Provide exceptional service in both English and French
Requirements:
Minimum of 2–3 years of experience in collections
Completion of post-secondary education preferred
Reliable high-speed internet connection and a quiet, professional home office space
Flexibility to work various shifts within the call centre's hours of operation
Advanced verbal and written communication skills in both English and French
Analytical thinking
High level of empathy and emotional intelligence
Ability to work independently in a remote environment while maintaining high productivity levels
Ability to work regular business hours and some evenings
Proficiency in Microsoft Suite with Excel or Google Suite with sheets
What we offer:
Competitive salary
Fully remote work
Opportunity to work with a leader in the Residential Mortgage Financing industry
Comprehensive benefits package and professional development opportunities
Supportive team culture with a focus on work-life balance and employee well-being