Banking Support Intermediate Analyst - Officer Job at Citi (Mumbai)

Credit Intermediate Analyst, Officer

Whether you're building on early career experience or taking your next step in f...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years of experience in banking, finance, accounting, or a related financial services field
Bachelor's degree in Finance, Accounting, Economics, Business, or a closely related discipline
Working knowledge of financial statements and core accounting concepts, with the ability to apply this to credit analysis tasks
Clear and professional written and verbal communication skills in English, including the ability to convey complex or sensitive information across global teams
Demonstrated ability to manage multiple tasks independently, apply sound judgment, and maintain strong attention to detail in analysis and reporting

Job Responsibility

Prepare credit analysis and underwriting materials for new and existing clients, contributing to first-line credit assessments across commercial and institutional portfolios
Conduct financial statement and cash flow reviews to support underwriting recommendations and credit approval documentation
Monitor assigned portfolio performance, including covenant tracking and periodic financial reviews, to identify and escalate emerging risk indicators
Assist in preparing quarterly and annual credit reviews, ensuring accuracy and timeliness in all documentation and reporting
Support the processing of credit renewals, amendments, and related transactions by coordinating documentation across internal teams
Collaborate with global stakeholders across Credit, Banking, and Risk to support the execution of credit processes and cross-functional workflows
Build knowledge of commercial banking products, credit structures, and industry dynamics through active participation in training and on-the-job development

What we offer

Hybrid working model — 3 days in the office and 2 days working remotely, giving you flexibility and balance
Extensive on-the-job training, exposure to senior leaders, and structured learning programs to accelerate your development in credit and commercial banking
Access to a broad range of learning and development resources to help you deepen your skills as your career progresses
Wellbeing support including telehealth options, health advocates, and confidential counselling services
Expanded Paid Parental Leave Policy, supporting all parents with time to adjust to parenthood and bond with their families
Tools and resources to manage your financial wellbeing and plan confidently for the future
Generous paid time off and programmes that support a healthy balance between work and life
Volunteering opportunities and resources to make a positive impact in your local community

Fulltime

Credit Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
The ideal candidate must have extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
Provide succinct analysis based on customers, peers, the portfolio, and the industry.
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager.
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Fulltime

Cash & Collateral Management Intermediate Analyst

The Cash & Collateral Management Intermediate Analyst is a developing profession...

Location

Costa Rica , Heredia

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years relevant experience
Individuals who are emerging as an expert in a specific skill set, business area or product but who remain focused primarily on daily execution
Bachelor’s/University degree or equivalent experience

Job Responsibility

Responsible for the efficient and proper utilization of cash & collateral throughout the firm, and its subsidiaries, on both a domestic and international basis
Establish controls for all cash & collateral movements and cash usage and coordinate activities with auditing functions
Arrange lock-box and/or other security/control systems in domestic and international locations and work closely with various operations settlement areas to establish proper procedures and controls
Play a significant role in developing and coordinating data processing systems as they relate to both the cash management group and the entire treasury function along with the collateral operations group
Monitor portfolios and associated exposure to ensure collateral is requested from internal and external counterparties in a timely manner
Integrates a solid understanding of industry and business standards and practices of collateral and margin processes
Applies professional judgment, analytical thinking and knowledge of data analysis tools and methodologies to make recommendations to senior management to support process improvement
Deals with most collateral related problems independently and has some latitude to resolve complex issues
Day-to-day focus is on resolution of complex collateral issues, where expertise is required to interpret against policies, guidelines or processes
Applies judgment when interpreting data, preparing reports, and presents findings to management

Fulltime

Credit Risk Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Analyst is a developing professional role. Deals with most ...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Advanced English communication skills (spoken) required
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...

Location

Philippines , City of Taguig

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Credit Risk Intermediate Analyst

The Credit Risk Intermediate Analyst role involves credit and financial analysis...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience (candidates with background in commodities, energy and natural resources preferred)
Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes
Understanding of policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Thorough knowledge of Citi´s systems
Experience in preparing presentations for seniors
Awareness and adherence to the control environment including Quality Assurance and Quality Control
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Proven culture carrier
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

Job Responsibility

Assess the credit and financial strength of Citi’s Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

What we offer

Equal opportunity employer
Inclusive work environment
Career growth opportunities

Fulltime

Securities and Derivatives Intermediate Analyst

Citibank provides Middle Office services to international clients utilizing its ...

Location

Ireland , Dublin

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Prior experience working in a quantitative role
Bachelor's degree in a financial discipline – Mathematics, Quantitative Finance, Statistics, Economics, Engineering
Excellent verbal and written communication skills in English
Advanced knowledge of OTC derivatives theory and valuation methodologies an advantage
Strong technical knowledge including MS Excel, VBA, SQL
Advanced knowledge of Calypso a major advantage
Working knowledge of applications: Bloomberg, S&P Global Markit PV, ICE SuperDerivatives, TriOptima, Pricing Direct, xCeptor will be beneficial
Readiness to work during public holidays on rotational basis

Job Responsibility

Support the daily production of all valuation specific tasks including market data scrubbing, valuation generation and reconciliation
Collaborative role in quantitative projects and new product testing
Contributing role in client migrations, system upgrades and implementations from Operations team perspective
Provide oversight to support teams in India and all new members of the department
Act as the SME (Subject Matter Expert) for all compliance related tasks across the OTC Derivatives Middle Office department
Take a lead role in cross-training across the department with an emphasis on technology applications/languages such as advance MS Excel and VBA

What we offer

Competitive base salary (annually reviewed)
Business casual workplace
Hybrid working model (up to 2 days working at home per week)
Additional benefits that support you (and your family) to be well, live well and save well

Fulltime

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Banking Support Intermediate Analyst - Officer

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