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We are looking for a skilled Bank Credit Analyst to join our team in Scottsdale, Arizona. In this Contract to permanent role, you will be responsible for evaluating financial data and preparing thorough credit analyses to support lending decisions. This position requires a detail-oriented individual with strong analytical abilities and a solid understanding of financial statements and tax returns.
Job Responsibility:
Examine and analyze financial statements and tax returns to assess creditworthiness
Prepare detailed underwriting reports based on financial analysis
Collaborate with internal teams to ensure timely completion of credit evaluations, adhering to an average underwriting time of 30 days
Utilize accounting and financial software systems to manage and analyze data efficiently
Monitor accounts receivable and cash flow to identify risks and opportunities
Conduct detailed reviews of credit applications and ensure compliance with regulations
Support collection processes by analyzing customer payment patterns and recommending solutions
Maintain accurate records of credit assessments and related documentation
Effectively use CRM and ERP systems to support credit analysis and reporting
Provide recommendations to improve the credit evaluation process and enhance operational efficiency
Requirements:
Proven experience in credit analysis or a related financial role
Strong knowledge of financial statements, tax returns, and cash flow analysis
Proficiency in accounting software systems and ERP tools
Familiarity with CRM platforms and their application in financial services
Excellent analytical and problem-solving abilities
Ability to manage multiple tasks and meet deadlines in a fast-paced environment
Strong communication skills for collaborating with internal and external stakeholders
Bachelor’s degree in finance, accounting, or a related field preferred
What we offer:
medical, vision, dental, and life and disability insurance