Bank Credit Analyst Job at Robert Half (Scottsdale)

Us Analyst - Credit Analyst - Risk And Permanent Control

DEPARTMENT: Risk and Permanent Control | Reports to: Senior Credit Officer US A...

Location

United States , New York

Salary:

Not provided

Crédit Agricole

Expiration Date

Until further notice

Requirements

Bachelor's degree in Finance or related field
Prior internships in credit analysis
Strong credit analysis skills
Balance sheet and income statement analysis experience
Understanding of cash flow and projection models
Understanding of risk exposure and sizing
Ability to analyze and summarize information
Ability to prioritize effectively and work autonomously
Strong teamwork and adaptability
Effective decision-making skills

Job Responsibility

Review credit requests from Front Office for completeness
Write comprehensive credit analyses evaluating borrower's industry, competitive position, financial statements, projections, transaction structure, exposure size, risks, and mitigants
Review and recommend borrower credit ratings using the bank's internal rating model
Collaborate with Sector Head to determine final recommendations for Senior Management and Credit Committee
Manage file completion under supervision of Senior Credit Analyst and Sector Head to meet deadlines
Verify data inputs in databases and resolve issues with commercial units
Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
Support ad hoc portfolio or counterparty research requests

Fulltime

New

Credit Analyst

The Credit Analyst 1 is a developing professional role. Applies specialty area k...

Location

Mexico , Boca del Rio

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting

Fulltime

New

Credit Analyst 2

Citi is looking for a Credit Risk Analyst to join a team at the heart of financi...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2–5 years of experience in credit analysis, asset management, or a financial institution with a focus on credit risk
Advanced proficiency in English, both written and spoken
CV must be submitted in English
Demonstrated ability to analyze financial data, interpret results, and translate findings into clear, actionable recommendations
Bachelor's degree or equivalent experience in finance, economics, or a related field
Skilled in gathering, structuring, and preparing data for analysis, including comparing program outcomes against expected results and developing evaluation criteria
Strong attention to detail when assessing financial information, with the ability to communicate complex findings clearly to stakeholders

Job Responsibility

Analyze client financial statements, business trends, and key indicators to deliver clear, data-driven assessments for Underwriting review
Monitor credit risk across new and existing borrowing relationships, including tracking financial covenants and borrowing base compliance
Perform financial statement spreads and establish customer records through Citi's credit systems to support accurate portfolio management
Identify early warning signals of potential client risk and escalate findings in a timely and structured manner
Conduct periodic financial reviews to ensure borrowing relationships remain aligned with agreed terms and credit appetite
Support client site visits alongside the Underwriting Manager to develop a deeper understanding of borrower operations and risk profile
Ensure all credit activities comply with Citi's policies and regulatory standards, maintaining the integrity required by internal and external audit processes

What we offer

Hybrid working model — spend 3 days in the office and 2 days working remotely
Access to learning and development resources that support your growth in credit risk and financial analysis, with clear pathways to advance your career at Citi
Work alongside experienced underwriting and risk professionals, gaining exposure to complex credit portfolios and real-world decision-making at a global financial institution
A collaborative and inclusive team culture where diverse perspectives are encouraged and your analytical contributions make a direct impact on business outcomes
Wellbeing and work-life balance support, including programmes designed to help you thrive both inside and outside of work
Competitive financial benefits and a rewards package reflective of your skills and experience

Fulltime

Sr. Credit Analyst - Vice President

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstratable financial services experience, including 6+ years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM functions, covered portfolios/products, and processes
Sound understanding of policies, standards and procedures with the ability to execute change seamlessly
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Solid and thorough knowledge of Citi´s systems (preferable)
Experience in preparing clear and concise presentations to senior stakeholders
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
Credit Officer (CO) or demonstrating the skills aligned with that designation will be advantageous
MBA, CA, CFA or equivalent

Job Responsibility

Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
Ensure on-going training to team, reviewing CAMs and providing timely feedback to underwriting analysts to sustain a strong credit underwriting standard, culture and an unwavering commitment to excellence in analysis and execution
Assist the team lead with ad hoc deliverables/tasks and proactively assume additional responsibilities to help manage workload
Review and provide recommendation on the risk rating across the Funds sector
Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

Senior Corporate Credit Analyst (VP)

As a Senior Corporate Credit Analyst (VP), you will oversee the credit managemen...

Location

Canada , Montréal

Salary:

120000.00 - 135000.00 CAD / Year

Randstad

Expiration Date

August 08, 2026

Requirements

Master’s degree in Finance, MBA, or CFA designation
5–6+ years in corporate banking, credit management, or a rating agency, with strong exposure to M&A/LBO structures
Advanced financial statement analysis, corporate credit assessment, financial modeling (Excel), and a strong understanding of loan structures/credit agreements
Fluent in English with excellent communication skills and the confidence to engage constructively with senior stakeholders

Job Responsibility

Portfolio Management: Monitor the credit quality, quarterly performance, and covenant compliance of North American Industrial and LBO corporate clients
Credit Analysis & Writing: Analyze financial statements, industry research, and lender presentations to prepare detailed credit memoranda for renewals, amendments, and new transactions
Stakeholder Presentation: Present credit risk assessments and strategic recommendations to Credit Committees
Deal Support: Collaborate with Bankers on new client onboarding, prospecting, and attending client meetings
Compliance & Reporting: Maintain watchlist memos and quarterly monitoring for highly leveraged accounts, and manage internal/external loan audits

What we offer

Competitive compensation package
groupe insurance
RRSP matching and so much miore
High-Level Visibility: Directly present your insights to Credit Committees and senior decision-makers
Complex Deal Exposure: Work across the entire rating spectrum, dealing with sophisticated corporate and LBO structures
Strategic Influence: Play a dual role in both portfolio risk management and proactive business development/client prospecting
Global & Cross-Functional Collaboration: Partner with regional teams, bankers, and external auditors in a dynamic, collaborative environment

Fulltime

Senior Credit Analyst

We’re looking for a Senior Credit Analyst to join the Merchant Lending Credit te...

Location

Canada

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

Bachelor’s degree in finance, accounting, economics, business, or a related field, or equivalent practical experience
5+ years of experience in credit analysis, underwriting, commercial lending, fintech lending, banking, or a related field
Experience evaluating small business or commercial cash advances, loans, lines of credit, or card-based products
Strong credit judgment and ownership, with the ability to make concise, defensible recommendations by synthesizing both quantitative signals and qualitative context
Ability to represent a credit perspective clearly and constructively with cross-functional partners
Demonstrated ability to drive ambiguous, cross-functional credit or operational initiatives from problem definition through implementation
Experience influencing cross-functional partners and building strong working relationships across Product, Engineering, Data Science, Compliance, or similar teams
Strong written and verbal communication skills, including the ability to explain decisions, risk tradeoffs, and recommendations to cross-functional and senior stakeholders
Comfort working in fast-moving environments where products, processes, and priorities can change quickly
Curiosity and a continuous improvement mindset, with a bias toward leaving systems and processes better than they found them

Job Responsibility

Evaluate complex merchant credit opportunities across Shopify Capital products, including loans, lines of credit, and card-based products
Review financial statements, bank statements, tax returns, and Shopify performance data to assess creditworthiness and repayment capacity of merchants
Prepare clear, well-supported application recommendations that outline key risks, mitigants, and decision rationale
Handle sensitive financial and business information with discretion, integrity, and care
Represent the credit perspective across the organization, helping teams understand risk tradeoffs and make better product, policy, and operational decisions
Partner with Product, Data Science, Engineering, Compliance, Legal, and other teams to help shape the future of Shopify Capital with a practical, merchant-centered risk lens
Identify opportunities to improve underwriting workflows, tools, decision frameworks, and quality controls, with a focus on building scalable systems

Fulltime

Sr. Credit Analyst

We are looking for an experienced Sr. Credit Analyst to join a banking team in P...

Location

United States , Amesbury

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 5 years of commercial credit analysis experience, including Commercial and Industrial lending exposure across moderate to large loan sizes
Strong knowledge of commercial lending practices, credit administration, and financial institution policies and procedures
Demonstrated skill in credit underwriting, loan structuring, and identifying risk within commercial loan portfolios

Job Responsibility

Gather financial records and supporting documentation from lenders or borrowers to assess the strength and risk profile of commercial credit relationships
Examine business and personal financial statements, tax returns, and related background materials to develop thorough underwriting assessments
Create clear written credit analyses, financial models, summaries, and recommendations to support lending decisions
Verify that loan documentation is complete and confirm that collateral has been properly documented and secured
Evaluate collateral positions to ensure sufficient coverage and alignment with bank lending policy and underwriting standards
Partner with commercial lending staff to review existing relationships, support new opportunities, and recommend appropriate credit structures
Prepare and update loan presentations, annual reviews, modification requests, credit file notes, and other required portfolio reports
Maintain accurate and organized credit files for commercial borrowers while assisting with customer service and loan servicing needs
Support commercial lenders with underwriting, renewal reviews, and selected client interactions related to new requests and ongoing account maintenance
Perform assigned duties in accordance with applicable banking regulations, internal policies, and compliance requirements

What we offer

medical insurance
vision insurance
dental insurance
life insurance
disability insurance
401(k) plan
free online training

Fulltime

Credit Analyst - Corporate Banking

A leading regional bank with a strong presence in the APAC market. It has an app...

Location

Singapore , Singapore

Salary:

Not provided

Randstad

Expiration Date

July 23, 2026

Requirements

Bachelor degree with at least 4 years of experience in commercial and/or corporate banking credit analysis and/or credit risk
Strong in credit analysis, able to interpret and analyse financial statements
Knowledge of banking products such as bilateral, syndicated loans, trade finance and treasury etc

Job Responsibility

Conduct financial spreading and financial statements analysis
Conduct credit analysis on new applications and renewals
Keep up with industry and product knowledge
Prepare credit proposals and documents such as term sheets
Manage waiver requests and maintain data for activities and covenants tracking
Make sure credit documentation is in compliance with bank procedures and policies
Monitor conditions of the loan and status reporting, and escalate potential anomalies
Preparing periodic reports for reporting and credit-related matters
Handling client requests and transactions

Fulltime

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Bank Credit Analyst

Job Description

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