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N26 Logo N26 · IT - Software Development

Backend Engineer - Customer Risk Lifecycle

Germany; Spain, Berlin · Job Posted March 12, 2026
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Job Description

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff. We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators. We are seeking a talented Backend Engineer to join our expanding teams in Barcelona and evolve our product, powered by a microservice architecture predominantly written in Java 8 and Kotlin, using Spring Boot. Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy. As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

Job Responsibility

  • Design, develop, test, deploy and maintain software in a thriving environment
  • Manage individual project priorities and deliverables whilst working in a team who enjoy knowledge sharing sessions
  • Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our GSDD
  • Work within your cross-functional team to uphold the highest technical standards right across the product

Requirements

  • Experience in developing software using a JVM language and Spring Boot in Large-scale production systems
  • Sound understanding of microservice architecture
  • Knowledge of both relational and non-relational databases, preferably Postgres
  • Appreciation of working in a modern cloud architecture, preferably with AWS
  • Full professional proficiency in English
  • Highly motivated and not afraid of getting things done
  • Ongoing appreciation and consideration for security
  • Motivation to write code which is well-tested and well-documented
  • Give and receive open, direct and timely feedback

Nice to have

Experience of Kotlin would be a plus

What we offer

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation
  • Access to a Premium subscription on your personal N26 bank account
  • Subscriptions for friends and family members
  • Additional day of annual leave for each year of service
  • A high degree of autonomy and access to cutting edge technologies
  • A relocation package with visa support for those who need it
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