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At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence. Our Financial Institutions Group team is responsible for delivering high-quality credit ratings and research across the banking sector. We contribute to Moody’s mission by enhancing transparency, supporting investor confidence, and promoting financial stability. By joining our team, you will be part of exciting work in North American banking and contribute to the adoption of AI tools that improve analytical processes and drive efficiency.
Job Responsibility:
Provide in-depth credit analysis and maintain rating accuracy for a portfolio of US banks
Establish and manage senior-level issuer relationships across assigned credits
Present credit analysis at rating committees and contribute to thought leadership initiatives
Write high-quality research on credit trends, assigned credits, and banking industry developments
Participate in Moody’s and third-party conferences to enhance visibility and thought leadership
Coach and mentor junior analysts, providing performance feedback
Contribute to cross-line of business initiatives and divisional projects
Travel across North America as needed to support coverage and outreach
Requirements:
8+ years of experience assessing financial institutions’ risk across key dimensions
Extensive understanding of US banking and regulatory frameworks
Experience as a banking regulator or conducting similar analysis is required, with knowledge of asset risk, capital, and liquidity requirements
Excellent verbal and written communication skills, including public speaking
Strong quantitative and analytical skills with experience in financial data analysis
Highly organized and efficient, able to manage multiple priorities under tight deadlines
Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can improve processes and drive efficiency
MBA, CFA, CPA, or equivalent advanced degree in finance, economics, or related field
What we offer:
Incentive compensation
Medical, dental, vision
Parental leave
Paid time off
A 401(k) plan with employee and company contribution opportunities