Associate Underwriter Job at Health Care Service Corporation (Chicago, Downers Grove, Richardson)

Staff Product Manager - Lending Systems

At Mercury, we’re embarking on building systems from the ground up to support an...

Location

United States; Canada , San Francisco; New York; Portland

Salary:

239000.00 - 298800.00 USD / Year

Mercury

Expiration Date

Until further notice

Requirements

10+ years of product management or aligned experience
at least 4+ years in lending, credit, or financial systems
experience building complex systems or platforms from scratch in a fintech or financial services environment
strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations
technical fluency
ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders
a systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience
proven ability to balance customer empathy with rigorous business, compliance, and operational requirements
track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams
comfort operating in ambiguity and setting direction in greenfield product areas

Job Responsibility

Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure
Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products
Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls
Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features
Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound
Prioritize areas of investment using customer insights, market research, and data-driven decision-making
Set and track success metrics for lending system health, adoption, and customer impact
Create reusable capabilities that amplify the speed and consistency of launching future lending products

What we offer

equity
benefits

Fulltime

Administrative Assistant

We are looking for a detail-oriented Administrative Assistant to support underwr...

Location

United States , Alpharetta

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Prior experience in administrative support, office coordination, or data entry work
Strong accuracy and attention to detail when entering, reviewing, and organizing large volumes of information
Ability to manage multiple tasks, meet deadlines, and maintain consistent quality in a fast-paced environment
Proficiency with standard office software and confidence working within database or agency management systems
Effective written and verbal communication skills for coordinating with underwriting teams and preparing routine business correspondence
Strong organizational skills with the ability to maintain orderly records and track follow-up items
Comfort learning insurance processes, policy documentation, and internal procedures through on-the-job training

Job Responsibility

Maintain and update policy, account, and client information across agency management platforms and related online systems with a high degree of accuracy
Gather information from applications, binders, proposals, and policy documents to build complete records and support underwriting activities
Create and monitor workflow tasks to help renewal and policy processing activities stay organized and on schedule
Process policy transactions such as issuance, endorsements, cancellations, and related documentation in accordance with established procedures
Review binders, applications, and supporting materials to confirm completeness, accuracy, and alignment with underwriting and policy guidelines
Prepare administrative correspondence and service documents, including renewal communications, cancellation notices, reports, and other routine materials
Track outstanding items and follow up on missing documentation or pending information needed to complete account servicing
Work closely with underwriters and associate underwriters to support account coding, policy changes, claims-related inquiries, and regulatory compliance requirements
Safeguard records by following internal data handling standards and applicable data protection requirements while keeping files current and well organized

What we offer

medical
vision
dental
life and disability insurance
company 401(k) plan

Fulltime

Associate Underwriter I

National Interstate is looking for an Associate Underwriter I to join their team...

Location

United States , Richfield

Salary:

Not provided

Engage Cleveland

Expiration Date

Until further notice

Requirements

Associates Degree in Business, Finance, or a related field or equivalent experience
Performs work under close supervision and technical direction
Performs standard duties utilizing often-complex processes/procedures on assignments of a routine nature
Possesses procedural knowledge and skills that enable task accomplishment
Demonstrates working knowledge of coverage and forms, provisions for policies written within the assigned territory/unit, workflow and systems
Foundational written and verbal skills
Works within standard, established authority limits

Job Responsibility

Assists in the review and evaluation of applications, ensuring they align with Company policies and underwriting guidelines
Works closely with underwriters and brokers/agents to gather additional information and clarify application details
Reviews relevant data, including financial statements, property valuations, and loss histories to assist with risk assessment
Assists in maintaining underwriting files, ensuring all documents and approvals are properly filed
Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management
May underwrite new and renewal policy transactions within written authority
May enter policy information on an assigned product, territory and / or agency in accordance with template rules
Proofs / audits policy information on an assigned product, territory, and/or agency(ies)
Assists with reviewing premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting
Orders and reviews required reports, endorsement requests, service requests, and general correspondence

What we offer

medical
dental
vision coverage
wellness plans
parental leave
adoption assistance
tuition reimbursement
Paid Time Off
paid holidays
401(k) plan with company match

Fulltime

Senior Underwriter

Location

United States , Sioux Falls

Salary:

69523.00 - 115871.00 USD / Year

Sammons Financial Group

Expiration Date

Until further notice

Requirements

Bachelor's Degree or equivalent industry related experience Required
4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
Excellent decision making skills with the ability to solve problems innovatively to find ‘win-win’ solutions
Strong verbal and written communication skills
Self-starter with excellent teamwork skills
ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
Desire and ability to effectively work with diverse personalities

Job Responsibility

Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business
Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured’s qualification for the plan and amount of life insurance applied for
Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance
Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers
Initiate communication with agents and providers to facilitate the application and policy issue process
use the most effective means of communication available - telephone, facsimile, electronic mail, etc
Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers
Provide guidance to the Case Manager in screening applications for Jet Issue
Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class
refer cases outside authorized limits to underwriting personnel with the requisite authority

What we offer

Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay
Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan
Healthy balance between work and personal lives. Friday afternoons off all year long, competitive PTO, and generous number of paid holidays
Incentive program for defined goals subject to eligibility and performance. Monetary rewards are based on individual and/or overall company performance
Colleagues who support one another, model our core values, and drive our healthy, high-performing culture

Fulltime

Sr. Underwriter - Life Insurance

Location

United States , Sioux Falls

Salary:

69523.00 - 115871.00 USD / Year

Sammons Financial Group

Expiration Date

Until further notice

Requirements

Bachelor's Degree or equivalent industry related experience Required
4-6 years of life insurance underwriting with above average performance or approval authority of $2M or above Required
Specialized knowledge and experience in life underwriting and risk selection with proven decision-making ability Required
Knowledge of medical and non-medical risk factors and the ability to apply these factors in reaching the most favorable underwriting decision Required
Excellent decision making skills with the ability to solve problems innovatively to find ‘win-win’ solutions
Strong verbal and written communication skills
Self-starter with excellent teamwork skills
ability to work independently to accomplish work goals and a willingness to sacrifice personal goals to help achiever overall team success
Superior ability to listen and be responsive to customers and who can sell difficult decisions while showing empathy
Desire and ability to effectively work with diverse personalities

Job Responsibility

Evaluate applications for life insurance to classify risks by using company risk selection standards while promoting additional sales of quality business
Obtain the information necessary, based on the circumstances of each case, to evaluate each proposed insured’s qualification for the plan and amount of life insurance applied for
Call the Agent on every case where an adverse underwriting decision is involved to explain the reason and discuss alternatives, including the use of facultative reinsurance
Help Regional Sales Directors and MGAs build their business by leading customized Game Plans and attracting new producers
Initiate communication with agents and providers to facilitate the application and policy issue process
use the most effective means of communication available - telephone, facsimile, electronic mail, etc
Direct Case Managers in obtaining required information and in providing information to agents, other employees and service providers
Provide guidance to the Case Manager in screening applications for Jet Issue
Take final action on cases as authorized by the Manager, Underwriting pertaining to case size and mortality class
refer cases outside authorized limits to underwriting personnel with the requisite authority

What we offer

Health, Dental, Vision, Company Paid Retirement, PTO and Holiday Pay
Employee Stock Ownership Plan (ESOP) is a 100% company-funded retirement plan
Healthy balance between work and personal lives
Friday afternoons off all year long, competitive PTO, and generous number of paid holidays
Incentive program for defined goals subject to eligibility and performance
Colleagues who support one another, model our core values, and drive our healthy, high-performing culture

Fulltime

Associate Property Underwriter

At BHSI, we believe in empowering our customers to navigate a world full of unce...

Location

United States , New York

Salary:

75000.00 USD / Year

Berkshire Hathaway Specialty Insurance

Expiration Date

Until further notice

Requirements

Interest in Insurance, underwriting, market trends or pursuing a degree in a relevant field (e.g., Business, Finance, Risk Management)
BA/BS degree or equivalent experience
Proficiency in underwriting software and Microsoft Office Suite

Job Responsibility

Risk Assessment: Analyze new and renewal submissions to determine risk acceptability, coverage terms, and pricing
Underwriting Decisions: Make informed underwriting decisions in accordance with company guidelines and risk appetite
Portfolio Management: Maintain a profitable book of business by balancing growth and risk selection
Broker Relations: Develop and maintain strong relationships with brokers and agents to drive new business opportunities
Policy Development: Draft and modify policy terms and endorsements to tailor coverage to specific risks
Cross-Functional Collaboration: Work closely with loss control, claims, actuarial, and legal teams to assess and manage risk
Market Analysis: Stay informed on industry trends, regulatory changes, and competitor activity
Documentation: Ensure accurate and timely documentation of underwriting decisions and communications

What we offer

Comprehensive Health, Dental and Vision benefit
Disability Insurance (both short-term and long-term)
Life Insurance (for you and your family)
Accidental Death & Dismemberment Insurance (for you and your family)
Flexible Spending Accounts
Health Reimbursement Account
Employee Assistance Program
Retirement Savings 401(k) Plan with Company Match
Generous holiday and Paid Time Off
Tuition Reimbursement

Fulltime

Associate Medical Stop Loss Underwriter

This job prices quotes and analyzes the structure of a contract for a group base...

Location

United States , Working at Home - Pennsylvania

Salary:

23.16 - 35.88 USD / Hour

Highmark Health Options

Expiration Date

Until further notice

Requirements

Bachelor's Degree - Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline
0 - 2 years of experience in Insurance, Underwriting of Self-Funded and/or fully insured prospects preferred
Developing understanding and knowledge of various internal departments and external stakeholder interacts
Ability to use applicable computer systems, electronic tools and applications
Ability to work independently and assume responsibility for routine projects
Demonstrate an understanding and support of corporate and departmental goals and initiatives
Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations
Good problem-solving, organizational, and negotiation skills required
Excellent math aptitude required to complete analysis

Job Responsibility

Prices quotes and analyzes the structure of a contract for a group based on claims experience, characteristics of the employee groups, etc.
Develops and uses discretion of Underwriting authority, within the policies of HMIG, and ensure appropriate levels of profitability and growth over time
Identifying when to decline quotes that do not fit into the overall HMIG strategy and risk structure
Analyzes risk factors for new enrollment, annual renewals, and amendments of group insurance contracts or of self-funded plans in conformance with established underwriting policies, practices, and standards
Analyzes associated policies, guidelines, market data to continuously improve risk management and gain appropriate enrollment or manage existing membership
Analyzes data such as financial conditions of the organization, participation percentage, type of industry, characteristics of employee groups, or past claim experience to determine what benefits can be offered and to set the rates
Prepares a variety of reports and provides rationale and support to other areas within the organization, clients, and possibly producers regarding one or more of the following: underwriting results, rate computations and financial activity
Provides expense estimates and accurate analysis of financial exhibits
Responsible for a book of business of renewing accounts and writing new business at profitable levels to help HMIG achieve overall business targets/ or assigned volume of new applications or RFP’s
Utilizes various systems and tools to obtain necessary data and accurately complete and track assigned work

Fulltime

Wholesale Credit Risk Intermediate Analyst

The Credit Risk Intmd Analyst is a developing professional role. Deals with most...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Bachelor's/University degree or equivalent experience

Job Responsibility

Provides analysis of a business' financial trends, indicators and other client data for presentation to the Team Lead/ Underwriter/ Underwriting Manager
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Creates Customer Accounting Systems through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Accompanies Underwriting Manager on customer site visits (when appropriate)
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Global benefits supporting well-being, growth and work-life balance

Fulltime

Select Country

Associate Underwriter

Job Responsibility

Requirements

Nice to have

Looking for more opportunities?