Associate Director, Regulatory Legal, APAC Job at Airwallex (Singapore)

Job Description

As Associate Director, Regulatory Legal responsible for the rapidly expanding Southeast Asia and India region, you will be a key member of the global Regulatory Legal team and a senior partner to our SEA & India business in navigating complex and evolving regulatory landscapes. You will support our regulatory strategy and advise on complex regulatory issues across Southeast Asian markets and India, working closely with stakeholders in Singapore and globally. You will act as a steward of our licences in SEA & India, partnering with Regulatory Compliance, Risk and Financial Crime Compliance (FCC) to ensure compliance with licensing and other regulatory requirements. You will play a critical role in supporting market entry, licence applications and variations, and new product launches across the region.

Job Responsibility

Provide actionable regulatory advice to commercial, product, operations and compliance stakeholders on a broad range of regulatory matters across Southeast Asia and India to drive product and commercial growth
Identify and mitigate legal and regulatory risks while progressing business objectives, offering pragmatic, solutions‑oriented guidance
Support licence acquisition, maintenance and expansion efforts in key SEA markets and India, including regulatory mapping, licence strategy and engagement on applications and variations
Advise on manuals, policies, procedures and control frameworks to ensure compliance with applicable laws and regulations in the regions in which Airwallex operates, while identifying opportunities to create efficiencies and enable scale
Support and, where appropriate, lead regulatory engagements and maintain effective working relationships with regulators across SEA & India (for example, MAS, BNM, RBI and other relevant authorities), including in connection with inspections, thematic reviews, queries and change initiatives
Monitor and interpret regulatory developments in SEA & India, proactively assessing impact and advising internal stakeholders on implications for products, licences and business strategy
Partner closely with Product Legal, Regulatory Compliance, Risk and FCC to ensure alignment on regulatory positions, submissions and remediation plans
In partnership with the APAC Regulatory Legal Lead, mentor and provide guidance to more junior team members and help uplift processes, tooling and ways of working across the Regulatory Legal function
Select, instruct and manage external counsel to ensure high‑quality, cost‑effective advice aligned with Airwallex’s risk appetite and commercial objectives
Leverage AI, LegalTech and RegTech tooling to enhance the scale, efficiency and effectiveness of the Regulatory Legal team

Requirements

Qualified lawyer with 10+ years of post‑qualification experience
Strong regulatory experience gained in the fintech industry, reputable law firms and/or financial institutions
Deep experience advising on payments, remittances, card issuing and/or FX regulatory frameworks in one or more Southeast Asian jurisdictions and/or India
Sound knowledge of the financial services regulatory environment in SEA & India, including experience engaging with one or more key regulators (e.g. MAS, BNM, RBI, SBV, BI, BSP or other relevant authorities)
Demonstrated experience handling regulatory submissions, filings, licence applications and variations, and regulatory strategy
Strong stakeholder management skills and the ability to work effectively with a range of internal and external stakeholders, including senior business leaders and regulators
Proactive, results‑driven and ownership‑oriented, with the ability to manage multiple priorities in a fast‑paced environment
Strong communication and influencing skills, including the ability to explain complex regulatory topics clearly to non‑lawyers and frame commercially relevant options
Excellent drafting skills (in English), with high attention to detail

Nice to have

Experience with regional, cross‑border products and payment flows, including advising on cross‑border payments, FX and treasury solutions
Experience supporting licence applications and new market entry in one or more SEA markets and/or India
Experience using or deploying AI, LegalTech or RegTech tools to enhance efficiency and effectiveness of the legal function
Experience working with global, cross‑functional teams across time zones on complex regulatory issues
Additional Asian language capability (e.g. Bahasa Indonesia, Thai, Vietnamese, or other regional languages)

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Associate Director, Regulatory Legal, APAC

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