Associate Banker Job at European Bank for Reconstruction and Development (Baghdad)

Associate Banker

European Bank for Reconstruction and Development

Location:
Iraq , Baghdad

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job offer has expired

Job Description:

Under the guidance of the Principal Manager, the Associate leads and contributes to all activities of the EBRD’s Advice for Small Businesses Programme, including initiation, structuring, execution, implementation, monitoring and completion of advisory projects and non-project activities. The Associate will proactively engage in business development for and delivery of compliant projects, undertake due diligence including compatibility with SME F&D group strategic directions, stakeholder outreach and coordination of other non-financial services. The Associate will work, in particular, with high growth potential clients to identify their business needs, areas for business advice and potential financing needs to nourish them for investment readiness. The Associate will lead the design and delivery of non-project initiatives in support of EBRD’s strategic priorities in collaboration with EBRD’s partner banks or other strategic stakeholders. The Associate will work in close coordination with banking, policy and sector teams in EBRD Resident Offices and HQ and where relevant and under the supervision of the Principal Manager, liaise with relevant external partners, stakeholders and donors.

Job Responsibility:

Lead and contribute to all activities of the EBRD’s Advice for Small Businesses Programme, including initiation, structuring, execution, implementation, monitoring and completion of advisory projects and non-project activities
Proactively engage in business development for and delivery of compliant projects, undertake due diligence including compatibility with SME F&D group strategic directions, stakeholder outreach and coordination of other non-financial services
Work with high growth potential clients to identify their business needs, areas for business advice and potential financing needs to nourish them for investment readiness
Lead the design and delivery of non-project initiatives in support of EBRD’s strategic priorities in collaboration with EBRD’s partner banks or other strategic stakeholders
Work in close coordination with banking, policy and sector teams in EBRD Resident Offices and HQ and where relevant and under the supervision of the Principal Manager, liaise with relevant external partners, stakeholders and donors
Lead the delivery of instruments, activities and any other delegated tasks under the Advice for Small Businesses Programme in line with strategic priorities of the Bank and the SME Finance and Development Business Group, and in coordination with relevant teams
Perform all activities under the Programme in full alignment with the Bank’s policies and procedures, donor requirements, internal control and compliance standards, as well as the highest standards of integrity and ethical conduct working with credible and respectable counterparts
Be responsible for origination and conception, implementation and monitoring, and evaluation of advisory activities
Liaise with relevant banking colleagues to identify and structure most suitable advisory support for high growth SMEs
Analyse clients’ financials and growth prospects, with a view to structure impactful advisory support and nourish them for financing
In close collaboration with the Principal Manager, initiate and lead business development and generate a pipeline of high quality clients and advisory activities in priority areas (e.g. digital, green, inclusion, innovation)
In close coordination with and support of the Principal Manager, engage with external stakeholders and partner organisations to explore SME development support needs and lead on relevant initiatives
Ensure maximum synergy of advisory and banking, such as under EBRD intermediated SME finance programmes, e.g. Women in Business or Youth in Business, we well as Risk Sharing Facilities
Supply Chain Financing or other dedicated financial or non-financial initiatives
Contribute to regular portfolio assessment to generate ideas for follow up support and new initiatives
Monitoring portfolio companies’ performance and nourishing them for financing
Actively contribute to banking project approval documents as and when required, and participate as a team member in the banking project implementation as relevant
Follow market trends in strategic priority areas to contribute to and lead the development of innovative ideas for financial and non-financial products for SMEs
Independently prepare internal and donor reports in partnership with the HQ as and when required to inform donors on the progress of activities and utilisation of funding, as well as contribute to new donor proposals
Where relevant, be responsible for implementing of marketing and visibility activities to promote Advice for Small Businesses activities and donor/s in the country

Requirements:

Bachelor’s degree (Business, Economics, Finance or equivalent work experience)
Business/financial analytical skills, with the ability to interpret accounts, understand local accounting principles and conduct financial analysis
Strong project management and organisational skills
Strong problem solving skills and ability to think creatively
Effective communication, presentation and negotiation skills and ability to independently manage relations with SME clients, partner financial institutions, consultants and other stakeholders
Strong writing skills
experience in writing advisory project proposals, terms of references or reports desirable
Fluency in English, both written and verbal
Fluency in language of country of operations is essential
Computer literate: excellent knowledge of Microsoft Office including Excel and Power Point, ability to learn new systems quickly
Minimum of five years relevant professional experience, preferably from commercial management consultancy, development institutions or financial institutions (banks)
Good knowledge of and experience working in at least one of EBRD’s strategic SME priority areas (i.e. green economy, economic inclusion, sustainable supply chains, SME finance and digitalisation), as well as market trends in these areas
Knowledge and understanding of business advisory services
Knowledge of local business environment and consultancy market is essential
Knowledge of relevant stakeholders, SME business associations financial sector players or support organizations
Knowledge of marketing and social media desirable
Demonstrate knowledge and understanding of the EBRD mandate
Ability to work in multi-cultural environment
Ability to work independently and in diverse teams
Multi-tasking, self initiative
Ability to meet deadlines
Ability and willingness to travel within the country and internationally

Nice to have:

Strong writing skills
experience in writing advisory project proposals, terms of references or reports desirable
Knowledge of marketing and social media desirable

What we offer:

Varied, stimulating and engaging work that gives you an opportunity to interact with a wide range of experts in the financial, political, public and private sectors across the regions we invest in
A working culture that embraces inclusion and celebrates diversity
A hybrid workplace that offers flexibility to teams and individuals
that is based on trust, flexibility and connectedness
An environment that places sustainability, equality and digital transformation at the heart of what we do
A workplace that prioritises employee wellbeing and provides a comprehensive suite of competitive benefits

Additional Information:

Job Posted:
January 03, 2026

Expiration:
January 08, 2026

Employment Type:

Fulltime

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