Assistant Director, Risk and Pricing Strategy

• Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability
• Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns
• Translate ambiguous or emerging data into clear insights and executable pricing strategies
• Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle
• Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy
• Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis
• Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement
• Independently drive multiple high-impact initiatives from concept through execution
• Frequently present analytical findings and strategic recommendations to senior and executive leadership
• Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

• Bachelor or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline
• 5+ years of analytics experience (financial services industry preferred)
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail
• Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus
• Extensive experience performing data analysis and summarizing findings in executive-level presentations
• Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis
• Experienced project manager able to lead multiple initiatives simultaneously
• Experienced mentor and leader
• Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages

Consumer credit risk management experience

• Medical, dental, and vision insurance
• 401(K)
• Company paid life insurance policy
• Short and long-term disability coverage
• Tuition Reimbursement
• Wellness Program
• Competitive pay
• Paid Time Off