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Assistant Director, Risk and Pricing Strategy

United States, Tempe · Job Posted January 26, 2026
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Job Description

The Assistant Director, Risk and Pricing Strategy is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This role blends strategic risk analytics, forecasting, and origination decisioning into a single, high-impact leadership position.

Job Responsibility

  • Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability
  • Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns
  • Translate ambiguous or emerging data into clear insights and executable pricing strategies
  • Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle
  • Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy
  • Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis
  • Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement
  • Independently drive multiple high-impact initiatives from concept through execution
  • Frequently present analytical findings and strategic recommendations to senior and executive leadership
  • Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

Requirements

  • Bachelor or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline
  • 5+ years of analytics experience (financial services industry preferred)
  • Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail
  • Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus
  • Extensive experience performing data analysis and summarizing findings in executive-level presentations
  • Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis
  • Experienced project manager able to lead multiple initiatives simultaneously
  • Experienced mentor and leader
  • Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages

Nice to have

Consumer credit risk management experience

What we offer

  • Medical, dental, and vision insurance
  • 401(K)
  • Company paid life insurance policy
  • Short and long-term disability coverage
  • Tuition Reimbursement
  • Wellness Program
  • Competitive pay
  • Paid Time Off

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