CrawlJobs Logo

Assistant Accountant - Credit & Risk

accaglobal.com Logo

ACCA

Location Icon

Location:
United Kingdom, Leicester

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided

Job Description:

At Next, we’re not just one of the UK’s most recognisable retailers — we’re also home to a thriving consumer credit business with over 3 million customers and £1.3 billion in assets. Our Credit & Risk Finance Team plays a vital role in understanding and driving the performance of this business, providing clear financial insight that shapes the future of Next Finance. We’re looking for a commercially minded Assistant Accountant with strong SQL and Power BI skills to join our team. This is a fantastic opportunity for someone who enjoys problem-solving, data-driven analysis, and working at the intersection of finance and technology.

Job Responsibility:

  • Running and enhancing financial models underpinning the Next Finance balance sheet and P&L, delivering insight into c.£180m profit per annum
  • Using SQL and Power BI to build, automate and maintain dashboards and reporting tools
  • Preparing clear, insightful KPI analysis for senior leaders to inform key business decisions
  • Supporting the month-end process, including reconciliation and analysis of balance sheets
  • Assisting with forecasting and financial appraisals for new Credit projects
  • Analysing debt management and supplier costs to identify efficiencies
  • Championing continuous improvement through smarter data and process solutions

Requirements:

  • 2+ years’ experience in a finance or finance related analytical role
  • CIMA/ACCA part-qualified (or equivalent)
  • Proficient in SQL, Power BI, and advanced Excel
  • Confident in building financial models and presenting analysis to stakeholders
  • Naturally curious — keen to dig into data and uncover what’s driving performance
  • Detail-oriented, collaborative, and proactive in driving change
What we offer:
  • 25% off most NEXT, MADE*, Lipsy*, Gap* and Victoria's Secret* products (*when purchased through NEXT)
  • Company performance based bonus
  • Sharesave scheme
  • On-site Nursery available
  • OFSTED outstanding in all areas
  • 10% off most partner brands & up to 15% off Branded Beauty
  • Early VIP access to sale stock
  • Access to fantastic discounts at our Staff Shops
  • Restaurants with great food at amazing prices
  • Access a digital GP and other free health and wellbeing services
  • Free on-site parking
  • Financial Wellbeing - Save, track and enhance your financial wellbeing
  • Apprenticeship - Grow and develop on the job whilst gaining a qualification
  • Direct to Work - Discount online and instore, collect your items the next day for free from your place of work or local store
  • Support Networks - Access to Network Groups to empower and celebrate each other
  • Wellhub - Discounted flexible monthly gym memberships, with apps, PT sessions and more

Additional Information:

Job Posted:
December 14, 2025

Expiration:
December 19, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Assistant Accountant - Credit & Risk

Assistant Vice President, ICM Risk Analysis Credit Risk Senior Analyst

ICM Risk Analysis Credit Risk Associates are responsible for a portfolio of inst...
Location
Location
Japan , Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor's/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills with understanding of key financial components
  • Advanced knowledge of financial statements and GAAP accounting or similar governance
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with internal Policies, Standards, Procedures, Templates and financial modeling
  • Highly effective interpersonal skills with ability to build relationships
  • Exceptional written and verbal communication skills
Job Responsibility
Job Responsibility
  • Assess credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of covered portfolio including industry trends and impacts to key relationships
  • Review and provide recommendation on risk rating across sector
  • Partnership with regional and industry stakeholders in credit assessment implementation
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Wholesale Credit Risk Analyst

The Credit Risk Analyst II is a developing professional role. Applies specialty ...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 1-3 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Wholesale Credit Risk Analyst

The Credit Risk Analyst II is a developing professional role that applies specia...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 1-3 years of experience in credit risk analysis or corporate banking
  • experience in financial analysis, accounting and valuation
  • knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • consistently demonstrate clear and concise written and verbal communication
  • proven ability to work with little direction and in a team
  • demonstrated accountability, self-motivation and business acumen
Job Responsibility
Job Responsibility
  • conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • assist with portfolio review preparation and conducting stress tests
  • build working relationships with various teams across the bank, including deal, coverage and product teams
  • appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • extensive on-the-job training
  • exposure to senior leaders
  • volunteering opportunities
  • work-life balance
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 0-2 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-4 years of experience in credit risk analysis or corporate banking
  • experience in financial analysis, accounting and valuation
  • knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • consistently demonstrate clear and concise written and verbal communication
  • proven ability to work with little direction and in a team
  • demonstrated accountability, self-motivation and business acumen
Job Responsibility
Job Responsibility
  • conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action
  • assist with portfolio review preparation and conducting stress tests
  • build working relationships with various teams across the bank
  • appropriately assess risk when business decisions are made
What we offer
What we offer
  • equal opportunity employer
  • career growth opportunities
  • work-life balance benefits
  • Fulltime
Read More
Arrow Right

Credit Risk Analyst

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-4 years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Risk Analytics Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...
Location
Location
India , Gurgaon
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2+ years of experience in credit risk analysis or corporate banking
  • Experience in financial analysis, accounting and valuation
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
  • Consistently demonstrate clear and concise written and verbal communication
  • Proven ability to work with little direction and in a team
  • Demonstrated accountability, self-motivation and business acumen
  • Bachelor's degree/University degree or equivalent experience
  • Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
  • Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
  • Highly proficient in Excel/pivot tables and PowerPoint
Job Responsibility
Job Responsibility
  • Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
  • Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
  • Assist with portfolio review preparation and conducting stress tests
  • Build working relationships with various teams across the bank, including deal, coverage and product teams
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US
  • Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies
  • Fulltime
Read More
Arrow Right

Assistant Vice President - Structured Credit and Real Estate Underwriting

The Assistant Vice President will hold a critical role within the Structured Cre...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3+ years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • Solid experience in structured products or credit analysis
  • Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and analysis of credit agreements and other legal documentation
  • Strong analytical and quantitative skills with ability to perform, review or critique credit analysis on complex transactions
  • Strong writing, presentation and interpersonal skills
  • Strong Microsoft Office skills. Modelling experience is a plus
  • Proven ability to work with little direction and in a team
  • Excellent attention to detail
  • Willingness to learn new products and programs
Job Responsibility
Job Responsibility
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes
  • Identify data trends & deteriorating asset performance
  • Keep abreast of industry/ market developments and customer-specific events
  • consult with the Business and Underwriting on any action plans per policies
  • Manage and report risk exposures to structured vehicles backed by various asset classes including Consumer Assets, Broadly Syndicated Loans, Middle Market Exposures within Institutional Clients Group, including derivatives exposures within the transaction
  • Perform in-depth fundamental credit analysis, by monitoring a company’s financial performance, risk metrics and compliance with performance triggers
  • Responsibilities include research, credit analysis, risk rating assessment and active monitoring of the portfolio to identify credit migration and may include assisting with quarterly portfolio reviews
  • Compose assigned annual review memos and generate reports as required to highlight portfolio metrics for internal and external regulators
  • Model transactions for risk rating and stress testing purposes
What we offer
What we offer
  • Global Benefits
  • Best-in-class benefits
  • Work life balance
  • Fulltime
Read More
Arrow Right
Welcome to CrawlJobs.com
Your Global Job Discovery Platform
At CrawlJobs.com, we simplify finding your next career opportunity by bringing job listings directly to you from all corners of the web. Using cutting-edge AI and web-crawling technologies, we gather and curate job offers from various sources across the globe, ensuring you have access to the most up-to-date job listings in one place.