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Embark on a transformative journey with Barclays as an Annual Accounts Analyst, where you will play a critical role in ensuring the accuracy, integrity, and governance of financial information that underpins effective credit risk management. In this role, you will be at the heart of financial analysis, control, and data quality, supporting credit decision‑making and portfolio monitoring while contributing to process simplification and operational excellence.
Job Responsibility:
Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default
Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default
Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies
Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans
To meet the needs of stakeholders/ customers through specialist advice and support
Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles
Likely to have responsibility for specific processes within a team
They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources
Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams
Check work of colleagues within team to meet internal and stakeholder requirements
Provide specialist advice and support pertaining to own work area
Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to
Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams
Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise
Make judgements based on practise and previous experience
Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures
Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements
Build relationships with stakeholders/ customers to identify and address their needs
Requirements:
Prior experience in Annual Accounts processing, financial analysis, or credit operations
Strong understanding of financial statements and IFRS guidelines