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At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
Job Responsibility:
Provide high quality credit analysis and thought leadership on banks and non bank financial institutions in the Middle East, Africa and Central Asia to support accurate ratings and investor confidence
Develop and maintain in depth knowledge of assigned banks and financial systems, acting as a subject matter expert for the region
Perform comprehensive fundamental credit analysis and present findings effectively at rating committees with a high degree of autonomy
Write high quality, insightful research on credit trends, individual issuers, and banking systems, contributing to Moody’s analytical leadership
Build and sustain strong relationships with senior management at rated financial institutions and engage effectively with investors
Respond to investor and issuer inquiries, ensuring clarity, consistency, and alignment with published credit opinions
Enhance Moody’s franchise by participating in conferences, outreach activities, and other visibility initiatives across Middle East, Africa and Central Asia
Coach, review, and develop Ratings Associates, providing guidance on analysis quality and professional development
Requirements:
Substantial credit/risk assessment experience gained from a financial institution, insurance company, asset management or public accounting firm, or proven equivalent
Strong quantitative aptitude and proven analytical skills
Excellent communication skills - able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience
Extensive understanding of the wider credit markets and their regulatory environment
Highly organized and efficient, with ability to multi-task and able to meet tight deadlines
Fluency in English is essential
Willingness to travel across the Middle East, Africa and Central Asia region
Ability to ensure ongoing self-development
Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency
Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use
Strong academic background, equivalent to a Master’s degree (MSc or MBA) in Finance, Economics, Accounting, or a related discipline
Nice to have:
Other languages, and in particular Russian and French would be advantageous
Professional qualifications such as CFA, ACCA, or CIMA are highly beneficial