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Credit Agricole CIB Hong Kong is the headquarter of the Bank’s regional operations in Asia Pacific. The group offers a complete range of capital markets, structured finance, investment banking, corporate banking, research, debt optimisation and advisory services to a selected clientele in the different countries of the region, mainly comprising large local companies, multinationals, financial institutions and banks. As a member of the ALM and SMC team for Asia Pacific (APAC) region, you are expected to handle the following tasks.
Job Responsibility:
Prepare financial performance analysis, covering revenue, profitability indicators, expenses and scarce resources to management
Support APAC management, Coverage and business lines in addressing profitability and Fund Transfer Pricing (FTP) related requests
Support APAC CFOs/FIN teams on financial management from raising liquidity, capital, reviewing balance-sheet to identify ways to optimize it with stakeholders, while ensuring a strict abidance by CACIB ALM principles
Review and update Fund Transfer Policy (FTP) for local currencies
Support APAC CFOs/FIN teams in addressing ALM-related requests
Conduct monthly performance analyses covering revenue, profitability metrics, expenses, and resource utilization at both country and regional level for senior management
Support regional management in the annual budget preparation, and any ad hoc performance related requests
Provide advice on scarce resources' optimization to Coverage, Business Lines, Country Heads in particular proposing optimization strategies on liquidity costs, and in relation to asset allocation / rotation
Provide advice and validation on profitability indicators to Coverage and Business lines for APAC transactions presented to either the Regional Credit Risk Committee (CRC) or Head Office CRC, particularly on RWA consumption, liquidity cost parameters, etc
Review and update APAC-specific FTP policies with local stakeholders
Monitor the ALM PNL result, notably on the Liquidity invoicing/costs component for each APAC location, explaining any divergence with budget
Monitor and consolidate ALM risks (Liquidity, rate, FX, Capital, etc.), including compliance with local ALM-related regulation, and abidance by CACIB ALM principles
Propose and implement ALM risks hedges in conjunction with FIN/EXM, ensuring the best usage of scarce resources, analyzing the cost/benefit of managing liquidity gaps and capitalization level, referring to the ALM P&L impact as well as to entities/franchise’s profitability
Prepare ALM materials and communication notably the Liquidity Risk Committee and/or ALM Committee (ALCO)
Produce FIN/ALM opinion in relation to the NAP process workflow and country CSP
Identify, propose and implement process and tools improvement to lower the production workload of the team, foster innovation culture in the team and FIN
Requirements:
Bachelor or Master’s graduate in Finance and/or IT and/or engineering
3 to 5 years’ work experience in Treasury/ALM/Finance and/or business management/audit/consulting role, within Banking or Corporate Finance or Audit/Consulting
Strong communication skills to support interactions with large number of stakeholders including senior management (CFO, COO, SCO/CEO)
A proactive learner and self-starter who can show initiative, be a force of proposal
Must be familiar with Word, PowerPoint and advanced Excel user
Knowledge of one coding language (or more) and/or knowledge of data visualization software (Power BI, Tableau, etc.) or willingness to learn
Motivated, force of proposal, team player
Rigour and attention to details
Big picture / strategic thinking
Good understanding of bank organisation, solid understanding of ALM and performance concepts
Ability to communicate adapting to interlocutors and context, from producing vulgarization material to producing in-depth analytics, and sharing them through written as well as oral presentation
Must be proficient in English (oral and writing)
Nice to have:
Coding (VBA) and/or database knowledge and/or data visualisation systems knowledge (Power BI, Tableau, etc.) a plus