Aml Governance Manager-Fintech, Onboarding And Kyc

In this role at Citizens, you're made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself. As part of the Anti-Money Laundering (AML) Governance & Advisory team, you will help mitigate money laundering and illicit finance risks, ensuring Citizens' businesses comply with all applicable laws, regulations, and policies. Supporting the Join the Bank team, this role helps deliver seamless, end-to-end onboarding and servicing for new-to-bank customers while enabling responsible growth and maintaining strong risk discipline. You will partner closely with business and cross-functional teams to design solutions that balance regulatory requirements with a frictionless client experience. This role requires a strategic, collaborative mindset to simplify complexity, solve problems, and embed effective risk management practices that support customer and business outcomes. You will lead and support key AML and sanctions initiatives, providing enterprise governance and guidance to ensure compliance. As a key contributor, you will oversee program execution, identify emerging risks, and develop standards to strengthen the AML & Sanctions program. Additionally, you will drive innovation focused initiatives to enhance processes and improve overall program effectiveness.