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Citi Logo Citi · IT - Software Development

AI Product Engineer for Banking Technology

United States, New York Employment contract 176720.00 - 265080.00 USD / Year · Job Posted April 27, 2026
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Job Description

We are seeking a visionary and hands-on AI Product Engineer to join our Banking Technology group. This is a senior-level, strategic role designed for a leader who thrives at the intersection of product management, artificial intelligence, and software engineering. You will be responsible for shaping the future of our financial products by identifying high-impact opportunities for AI and leading the end-to-end lifecycle from concept to scaled production. This is not a traditional development role. We are looking for a product-minded technologist who can bridge the gap between complex business challenges and cutting-edge AI solutions. You will be heavier on the "product" side—defining the vision, strategy, and roadmap—while maintaining the deep technical expertise to guide a cross-functional team in building and shipping world-class, AI-powered applications.

Job Responsibility

  • Define the Vision: Own the product strategy for AI initiatives within Banking Technology
  • Drive the Roadmap: Translate the product vision into a clear, actionable roadmap
  • Lead from the Front: Act as the key technical and product leader for a dedicated team of engineers
  • Bridge Business and Tech: Serve as the primary liaison between business stakeholders, end-users, and the development team
  • Hands-On Prototyping and Architecture: Be prepared to get hands-on with building proofs-of-concept and initial prototypes to validate ideas quickly
  • Champion and Influence: Influence and negotiate with senior leadership to secure buy-in and resources for your product vision
  • Manage Risk and Compliance: Uphold the firm's commitment to risk management and compliance

Requirements

  • 10+ years of experience in technology, with a proven track record of shipping products from concept to launch in a product-centric or entrepreneurial role
  • Demonstrated experience in a role that blends product management (defining the "what" and "why") with software engineering (defining the "how")
  • Deep subject matter expertise in applying modern AI/ML techniques to solve real-world business problems
  • Experience with NLP, predictive modeling, or generative AI is highly desirable
  • A strong understanding of core banking and financial technology domains (e.g., commercial banking, risk, transaction services, capital markets)
  • Proven ability to lead, mentor, and inspire cross-functional teams in a fast-paced, agile environment
  • Experience with project management and influencing without direct authority
  • Exceptional communication and relationship-building skills, with the ability to build consensus and drive decisions among senior leaders and diverse stakeholders
  • While this is a product-heavy role, you should have a strong foundation in software engineering principles and be comfortable discussing architecture and code with your team
  • Bachelor’s degree/University degree or equivalent experience

Nice to have

  • Master’s degree
  • Experience with NLP, predictive modeling, or generative AI

What we offer

  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
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