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Agricultural Credit Analyst

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U.S. Bank National Association

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Location:
United States , Saint Louis

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Category:

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Contract Type:
Not provided

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Salary:

86360.00 - 101600.00 USD / Year

Job Description:

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Responsibility:

  • Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit
  • Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
  • Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company
  • May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio

Requirements:

  • Bachelor’s degree, or equivalent work experience
  • Typically five or more years of relevant experience
  • Strong credit analysis and analytical skills
  • In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
  • Background in economics, accounting, and/or finance
  • Effective technical report writing skills
  • Effective verbal and written communication skills
  • Proficient computer navigation skills using a variety of software packages

Nice to have:

  • Master's degree or CPA certification is preferred
  • Prior experience in originating or monitoring a commercial loan portfolio consisting of loan requests in the agricultural sector – including spreading, financial analysis, etc.
What we offer:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Additional Information:

Job Posted:
February 20, 2026

Expiration:
February 28, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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