Affordable Housing Underwriter, Citi

Citi

Location:
United States, Reston ▼
New York
Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

155360.00 - 233040.00 USD / Year

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Job Description:

The Affordable Housing Underwriter - Senior Vice President is a strategic professional role responsible for managing credit underwriting processes, financial analysis, collateral analysis, and compliance. The position involves heavy collaboration with internal teams and external clients, site visits, and travel. It requires extensive experience in financial institution roles, advanced analytical skills, and knowledge of accounting and credit policies. Candidates must demonstrate effective communication and organizational abilities while ensuring high standards of risk management and ethical practices.

Job Responsibility:

Assist bankers and underwriters in underwriting requests for credit extensions for new and existing clients
perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
perform collateral analysis on accounts receivable, inventory, machinery and equipment, and real estate
prepare monthly and/or quarterly reviews of existing borrowers
build a solid understanding of Citibank products and services within Commercial Banking
coordinate with bankers on customer calls and site visits
perform industry and geographical research and other due diligence as needed
be familiar with Citibank credit policies and practices and regulatory policies
provide training for less experienced credit officers
provide backup to the team manager in workflow distribution and monitoring
recommend changes to process to achieve greater efficiency
provide pricing and structuring guidance to facilitate Agency production volume
act as the day-to-day liaison between CCC and the Agencies for its originations
manage communications among internal and external participants
oversee the creation of written and oral work products to test the financial feasibility and credit worthiness of loans
monitor the review of real estate and borrower due diligence
travel to markets throughout the United States for site inspections and client meetings

Requirements:

10+ years of experience in similar roles
progressive working experience in a financial institution with additional experience in a loan officer or underwriting role
advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
effective written and verbal communication skills
problem recognition and resolution skills
ability to work autonomously and within a team
proficient in various spreadsheet and word processing applications, including Excel, Word, and Moody's financial analysis software

Nice to have:

Master’s degree preferred
credit trained a plus

What we offer:

Medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages including vacation, sick leave, and paid holidays
discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
August 15, 2025

Expiration:
August 21, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Affordable Housing Underwriter