AFC Compliance Controls and Reviews - Senior Associate

• Plan, design, and execute independent 2nd Line of Defence (2LoD) AFC controls and testing activities over local processes
• Assess control effectiveness, identify gaps, and ensure compliance with internal policies, regulatory requirements, and best practices
• Prepare clear, high-quality control reports and communicate findings, recommendations, and quality expectations to relevant stakeholders
• Track and follow up on remediation actions to ensure timely and sustainable issue resolution
• Contribute to internal, governance, and regulatory reporting, including the annual AFC internal control report
• Support the review and continuous improvement of the AFC control plan and control methodologies, including procedures and testing materials
• Ensure alignment and effective collaboration with other 2LoD stakeholders (e.g. Risk, Internal Audit)
• Lead and contribute to AFC and Compliance initiatives and projects in line with the Group Compliance roadmap and overall company strategy

• Degree in Law, Business, Economics, or from a Grande École (or equivalent)
• 3 to 5 years of professional experience in Anti-Financial Crime within the banking industry, fintech, or professional services environment, with a strong focus on control, advisory, audit, or review functions
• Proven experience in a similar AFC Compliance Controls and Reviews role, including permanent and/or periodic controls
• Strong knowledge of European and French regulatory frameworks governing Compliance and Anti-Financial Crime (AML, CFT, KYC, sanctions, fraud, tax evasion, etc.)
• In-depth understanding of French regulatory expectations related to internal and permanent control frameworks
• Experience in Compliance and AFC testing, reviews, and control planning, design, and execution
• Postgraduate or professional certifications (e.g. CAMS, CFE, CIA, Certified Compliance Professional) are an advantage
• Ability to assess business activities through a Compliance and AFC risk lens while understanding operational and strategic impacts
• Strong analytical and advisory skills, with high quality standards and attention to detail
• Excellent communication and stakeholder management skills, with the ability to engage, challenge, and influence constructively
• Proven experience working with cross-functional teams and managing multiple stakeholders and priorities
• Hands-on, solution-oriented mindset with strong ownership and accountability
• Resilient, diligent, and reliable, able to perform effectively in a fast-paced and regulated environment
• Strong team player with a collaborative and benevolent approach
• Curious and proactive, with a strong willingness to learn, challenge the status quo, and continuously improve
• Ability to think globally while acting locally within the French regulatory context
• Fluency in French and English (spoken and written) is required

German is a plus

• Competitive personal development budget
• Work from home budget
• Discounts to fitness & wellness memberships
• Discounts to language apps
• Discounts to public transportation
• Premium subscription on personal N26 bank account
• Subscriptions for friends and family members
• Additional day of annual leave for each year of service
• High degree of autonomy and access to cutting edge technologies
• Relocation package with visa support for those who need it