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We are currently seeking an AFC Associate / SAR Delegate (Déclarant Tracfin) to join the French MLRO function. In this role, you will be responsible for coordinating and taking ownership of key Anti-Financial Crime Operations activities, including decision-making on matters such as: review AML-CFT investigations, support the teams in charge of ongoing due diligence and EDD process (including decisions on requests for information to the customer), as well as review and submission of SARs. You will be the reference point of contact for our AFC and KYC Operations team, you will support them with your guidance and participate in their upscaling.
Job Responsibility:
Review investigations made by the AFC Operations department
Assist AFC Operations on their investigations
Oversee complex case investigations, sanctions reviews, and other AFC related processes
Review and submit SARs, ensuring quality according to Tracfin and ACPR expectations
Act as Déclarant Tracfin
Review complex Authority Requests
Provide individual and collective guidelines to AFC operations analysts
Prepare necessary templates for AFC Ops communication with customers
Implement and improve local procedures based on the local regulatory challenges and the group’s standard
Coordination with other operational functions working on the French market
Requirements:
Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike
Bank Financial Crime background, operational experience in an international setting
Excellent investigator with experience in SAR drafting
Professional experience in anti-financial crime, with at least 3 years of experience
Proven experience in operational functions, including investigation, SAR drafting, transaction monitoring, sanctions and adverse media screening
In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions…)
Deep investigation skills
Fluent in French and English (spoken and written)
Excellent communication skills and ability to work with a wide variety of stakeholders
Hardworking, strong team player, benevolent and resilient
Diligent and reliable, solution driven and committed, ability to work under pressure
Strong analytical, advisory skills, high quality standards and attention to detail
Enjoy a fast-paced working environment, show high willingness to learn
Combine a supportive approach with consistently high standards of quality
Actively help yourself (and others) to be successful
Continuously learn and challenge the status quo
Think globally, act locally
Nice to have:
First experience in a ‘déclarant Tracfin’ role is a plus
What we offer:
Accelerate your career growth
Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation
Premium subscription on your personal N26 bank account
Subscriptions for friends and family members
Additional day of annual leave for each year of service
A high degree of autonomy and access to cutting edge technologies
A relocation package with visa support for those who need it