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Advanced Merchant Risk Analyst

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Mollie

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Location:
Netherlands , Amsterdam

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

This is a high-impact role where you directly protect Mollie's financial stability and reputation. As an Advanced Merchant Risk Analyst, you are the first line of defense, proactively monitoring merchant activity to identify and mitigate patterns indicative of fraud or financial crime. This work is critical to safeguarding our platform integrity, ensuring our merchants and customers can trust Mollie as a secure and reliable payments provider. You will be expected to conduct proactive and reactive fraud investigations, moving beyond simple alert validation to interpret complex fraud scenarios and uncover emerging risks. Your analysis and recommendations will directly shape cross-team decision-making across compliance, operations, and fraud strategy, positioning you as a trusted Subject Matter Expert. If you are driven to continuously challenge existing practices, propose improvements to our fraud-prevention frameworks, and want to master the craft of financial crime analysis, you will be key to strengthening our overall risk resilience and staying ahead of evolving threats in the payments landscape.

Job Responsibility:

  • Detect and investigate fraud risks through proactive monitoring, deep data analysis, and event-driven reviews of merchant activity
  • Mitigate financial losses by validating, escalating, and actioning fraud alerts promptly to protect platform integrity
  • Deliver clear, actionable recommendations for mitigation strategies based on your interpretation of complex fraud scenarios and typologies
  • Drive continuous process improvement by proactively proposing enhancements to our fraud-prevention frameworks, tools, and processes
  • Serve as a Subject Matter Expert, advising internal and external stakeholders on emerging fraud trends, typologies, and compliance standards

Requirements:

  • Hands-on experience in fraud detection, investigations, or financial crime analysis
  • Strong data analysis skills and the proven ability to interpret complex transaction patterns and identify anomalies
  • Knowledge of payment systems, merchant risk, fraud typologies, and relevant regulatory requirements
  • Proficiency with fraud monitoring tools, case management systems, or relevant dashboards
  • Clear and effective communication skills to articulate complex scenarios and mitigation strategies to cross-functional and external teams
  • A proactive, detail-oriented approach that thrives in a fast-paced, high-stakes environment
  • 3 years of experience in a similar field
What we offer:
  • 20 days working from abroad
  • Wellbeing Budget of €60 per month net
  • Lifestyle and Health Support via OpenUp
  • 26 holiday days plus an extra 2 days off in between 27 and 31 December
  • Commute options including NS Business Card and bike lease plan
  • Birthday off
  • WFH Equipment Budget of €400 for new hires
  • WFH & Internet allowance at €60 a month
  • Discounted Lunch for less than €4
  • Health Insurance with ONVZ or €125 net towards own insurance
  • Annual Mollieverse event

Additional Information:

Job Posted:
January 06, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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