Ach Operations Specialist, Robert Half

Robert Half

Location:
United States, Charlotte

Category:
Banking

Contract Type:
Contract work

Salary:

Not provided

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Job Description:

We are looking for a detail-oriented ACH Operations Specialist to join our team in Charlotte, North Carolina. In this Contract-to-permanent position, you will play a crucial role in managing ACH operations, ensuring compliance with banking regulations, and processing financial transactions efficiently. This role requires expertise in ACH systems and a commitment to delivering exceptional service in the banking industry.

Job Responsibility:

Act as the subject matter expert for ACH operations, staying updated on industry developments and regulatory changes
Monitor and process ACH transactions, including exception items, notifications of changes, stop payments, and returns
Ensure compliance with ACH rules, banking policies, and applicable state and federal regulations
Handle ACH disputes according to Regulation E, including report reviews, correspondence preparation, and reconciliation
Perform testing and troubleshooting for core systems and ancillary products related to ACH processes
Process ACH reclamations in alignment with Treasury Green Book guidelines
Maintain the ACH Risk Management portal and monitor transactions to meet required timelines and controls
Identify and mitigate potential fraud or cyber threats associated with ACH workflows and customer interactions
Support audits and compliance reviews related to ACH functions, collaborating with auditors and compliance personnel
Review and enhance ACH procedures to improve efficiency and ensure regulatory compliance.

Requirements:

High school diploma or equivalent is required
Accredited ACH Certification is mandatory
Minimum of 5 years of experience in ACH transaction processing or a related field
Solid understanding of accounting principles, balancing, and bank operations
Familiarity with federal and state banking regulations, including the Bank Secrecy Act and the Patriot Act
Proficiency in Microsoft Office and other relevant technology tools
Ability to work independently with minimal supervision, applying thorough knowledge of wire transfer procedures
Willingness to travel occasionally for training and departmental meetings.

What we offer:

Medical insurance
Vision insurance
Dental insurance
Life insurance
Disability insurance
401(k) plan.

Additional Information:

Job Posted:
June 13, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Ach Operations Specialist