ACH Operations Analyst Job at Robert Half (Memphis)

Senior ACH Payment Operations Analyst

The ACH Operations team at Plaid is a cross-functional team responsible for Plai...

Location

United States

Salary:

99850.00 - 147600.00 USD / Year

Plaid

Expiration Date

Until further notice

Requirements

4+ years in an ACH payments-focused operations or risk environment, with demonstrated ownership of complex work-streams
Bachelor's Degree (finance focus not required
operational strength prioritized)
Strong verbal and written communication skills with ability to present to cross-functional stakeholders
Strong organizational, critical thinking, and independent problem-solving skills
Proficiency in Google Workspace, MS Office, Slack, and similar tools
Strong understanding of Nacha Operating Rules (including return rate thresholds, authorization requirements)
Demonstrated ability to own workstreams autonomously with minimal managerial oversight
Proven track record as DRI or significant contributor on process improvement or automation projects
Ability to identify and recommend risk-calibrated decisions with limited guidance

Job Responsibility

Assist in creating and maintaining operational procedures
Responsible for ACH Return Monitoring
Monitor exposure limits for ACH Originators, including acting as a liaison between our Client and the Strategic Finance Team
Responsible for ACH Investigations including but not limited to request for record of authorization, ACH Recalls, ACH Reversals, and Trace Requests
Daily Reconciliation of Payment Activity
Responsible for reviewing and resolving operational alerts
Working directly with Plaid customers to resolve issues
gathering customer needs and working with the product team to resolve them

What we offer

medical
dental
vision
401(k)
equity
commission

Fulltime

Ach Analyst

We are looking for an ACH Analyst to join our team in Memphis, Tennessee, suppor...

Location

United States , Memphis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

ACH experience
Deposit/Bank Operations experience
Working Knowledge and understanding of all banking regulations
legally authorized to work in the United States

Job Responsibility

Manage ACH origination activities and monitor related compliance
Balance bank cash, cash letters, and bank funds on a daily basis
Process collection items, stop payments, ACH returns, overdrafts, adjustments, and chargebacks
Support customer service needs related to deposit operations, online banking, mobile banking, and debit card activity
Open new deposit accounts and handle special item processing as needed
Perform daily and monthly reconciliations
Process garnishments and Reg D letters in accordance with Legal and Compliance direction
Review deposit maintenance reports, including dormant accounts and large-dollar items
Monitor deposit-related retention requirements and regulatory compliance
Support year-end processing and ensure adherence to applicable banking regulations

What we offer

medical
vision
dental
life and disability insurance
401(k) plan
free online training
access to top jobs
competitive compensation

Senior Compliance & Payment Operations Analyst

Qualia is building payment solutions to simplify how money moves in real estate ...

Location

United States , Austin

Salary:

Not provided

Qualia

Expiration Date

Until further notice

Requirements

3-4 years in payment, compliance, or risk operations (fintech or banking preferred)
Direct experience with sponsor bank programs or embedded payments
Familiarity with all major payment rails (ACH, wire, instant payments)
Working knowledge of NACHA Operating Rules, ACH return processes, and return-rate risk management

Job Responsibility

Support our Compliance Management System (CMS) for embedded payments focused on governance, oversight, and operational execution
Monitor payments activity across rails for ACH returns, transaction anomalies, and potential fraud, escalating issues in accordance with established procedures
Handle any escalations related to customer onboarding, liaise with sponsor bank and address them within SLA
Own daily payment operations workflows, including exception handling, returns management, and issue tracking
Assist with internal and external audits by gathering evidence, validating controls, and ensuring adherence to documented policies and procedures
Ensure compliance with NACHA Operating Rules, Reg E, BSA/AML requirements, consumer protection obligations, and sponsor bank requirements
Resolve L2/L3 complaints in coordination with Customer Support
Oversee onboarding workflows and resolve any escalations
Track and report on key operational and risk metrics, including ACH return rates, exception volumes, resolution timelines, and error trends
Analyze operational data to identify failure points or control gaps

What we offer

Comprehensive health plans
401k program
Commuter benefits
Professional development
Parental leave
Flexible time off policy

Fulltime

Accounting Operations Analyst

We are seeking a detail-oriented and analytical Accounting Operations Analyst to...

Location

United States , Concord

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

1–3 years of experience in accounting, finance, or cash operations
Experience with daily reconciliations and lockbox processing
Strong proficiency in Microsoft Excel (pivot tables, lookups, formulas, data analysis functions required)
Ability to analyze large data sets and identify discrepancies
Strong organizational and problem-solving skills
Bachelor’s degree in Accounting, Finance, Business, or related field preferred

Job Responsibility

Monitor and reconcile daily cash activity across multiple bank accounts
Analyze and post customer payments (ACH, wire, lockbox, credit card)
Investigate and resolve payment variances and unapplied cash
Prepare daily and weekly cash reporting dashboards using Excel
Perform detailed account reconciliations and identify trends or discrepancies
Support internal controls and audit documentation related to cash processes
Assist with month-end close including cash rollforwards and supporting schedules
Recommend process improvements to streamline reconciliation workflows

What we offer

medical
vision
dental
life and disability insurance
company 401(k) plan

Senior Business Analyst - Services Payments Operations Transformation

Senior Business Analyst within Payments OPS Transformation & Operational Readine...

Location

Poland , Warsaw

Salary:

165020.00 - 280980.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Experience in any or all of Cross border payment processing and repairs
SWIFT standards
ISO 20022 XML messages
ACH payment processing
clearing and settlement schema
Nostro reconciliation and payment processing involving automated FX, AML, Sanctions screening
payment regulations including PSD2, EU FTR & Travel Rule is preferable
Experience using Jira and working knowledge of Scrum / Kanban methodologies is preferable
Attention to Detail: High attention to detail and accuracy in all tasks, especially in documentation and data handling
Analytical & Problem-Solving: Problem-solving and analytical capabilities

Job Responsibility

Operations Process Analysis: Collaborate with Services Operations teams to identify and integrate relevant data sources into analysis platforms to gain comprehensive insights into operational performance
Operational Cost Reduction: Identify opportunities to reduce operational costs through process optimization, technology adoption, and resource management
Operational Requirements Definition: Provide input on operational requirements to development teams to ensure new features are designed with operational efficiency and supportability in mind
Quantification and Reporting: Develop and maintain metrics to quantify operational savings and report on progress to stakeholders
Test Case Validation: Review existing test cases developed by QA/development teams to ensure comprehensive coverage of operational scenarios
PVT Scenario Definition: In cooperation with affected operational areas, define comprehensive Performance Validation Testing scenarios to simulate real-world operational loads and conditions
Execution Oversight: Provide oversight and guidance during the execution of PVT performed by respective OPS teams, ensuring adherence to defined scenarios and proper data collection
Launch Readiness: Develop and implement operational launch plans for new functionalities, including training materials, support documentation, monitoring dashboards, and incident response procedures
Post-Launch Support: Provide ongoing operational support and performance monitoring post-commercialization, gathering feedback and driving continuous improvement

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Analyst, Treasury

The Treasury Analyst supports daily cash management, banking operations, debt ad...

Location

United States , Naperville

Salary:

65120.00 - 95348.00 USD / Year

KeHE Distributors

Expiration Date

Until further notice

Requirements

Bachelor's degree in Finance, Accounting, Business Administration, or related field
At least 2–4 years of experience in finance, accounting, banking, treasury, or a related business function
Experience with cash management, treasury operations, or banking activities
Experience processing ACH and wire payments
Experience with ERP systems such as Workday, SAP, Oracle, or JDE
Familiarity with bank portals or treasury management systems
Experience supporting process improvement initiatives or system implementations

Job Responsibility

Prepare daily cash positioning and cash reporting
Monitor bank account activity and investigate variances
Complete daily bank statement reconciliations in Workday and resolve outstanding reconciling items
Support short-term cash forecasting and liquidity planning through analysis of cash inflows, outflows, and working capital trends
Request and process daily revolving credit facility borrowings as needed to support liquidity requirements
Process ACH and wire payments in accordance with treasury policies and approval requirements
Verify payment requests and supporting documentation
Monitor payment activity and investigate exceptions or rejected transactions
Support fraud prevention and payment security controls
Coordinate requests from internal business partners, banks, and external vendors

What we offer

Health/Rx
Dental
Vision
Flexible and health spending accounts (FSA/HSA)
Supplemental life insurance
401(k)
Paid time off
Paid sick time
Short term & long term disability coverage (STD/LTD)
Employee stock ownership (ESOP)

Fulltime

Payment Services Analyst

This position serves as the Payment Services Analyst in Disbursements & Travel--...

Location

United States , San Diego

Salary:

64248.00 - 93626.00 USD / Year ▼

UC San Diego

Expiration Date

Until further notice

Requirements

Working knowledge of financial processes, policies and procedures
Strong knowledge of financial data management and reporting systems
Proficient using financial tools: Oracle Financials Cloud (OFC) and SAP Concur, and their corresponding reports and queries
Proficient experience in CMS platforms with ability to create content, review and edit web pages and communication materials for publication and distribution in various formats
Proficiency in the use of spreadsheet excel, google sheets and database software
Proficient with Microsoft Office applications and Google Suite
Experience using, or demonstrated aptitude to quickly learn Confluence (Collab) and Promapp
Strong interpersonal skills, analytical skills, service orientation, active listening, critical thinking, attention to detail, ability to multi-task in a high volume environment, organizational skills, effective verbal and written communication skills, sound judgment and decision making
Demonstrated ability to analyze information, situations, problems, policies and procedures and to formulate logical and objective conclusions
Ability to function effectively as a member of a team

Job Responsibility

Practicing risk monitoring activities and confidentiality in dealing with sensitive banking and personally identifiable information (PII) as it relates to wire payment processing and troubleshooting
Check Processing which includes check printing and special handling requests
Non-payroll related ACH payment operations including payment troubleshooting
Processing requests for campus-wide Human Subject payment program and Employee/Non-Employee Gifts/Awards to ensure all requests are verified for accuracy, policy, and regulatory compliance
Maintaining a working relationship with gift card provider/partner
Creating and maintaining online resource pages in Blink and Knowledge Based Articles (KBAs) to support clients in wire requests
Supporting managers and other team members to ensure accuracy, efficiency, quality client support, policy compliance, and other special projects as needed

What we offer

outstanding benefits
retirement plans
supportive environment that encourages both professional development and personal growth
Benefits begin on your first day

Fulltime

Accounts Payable Analyst

We are looking for an Accounts Payable Analyst to join a manufacturing organizat...

Location

United States , Valdosta

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 5 years of experience in accounts payable or a closely related accounting function
Hands-on experience with invoice coding, account coding, and high-volume invoice processing
Strong working knowledge of ACH transactions, check processing, and vendor payment procedures
Experience performing three-way matching in a manufacturing or global manufacturing setting
Proficiency with SAP for accounts payable processing and financial record management
Understanding of manufacturing cost accounting concepts and expense allocation practices
Strong attention to detail, organizational skills, and the ability to meet deadlines in an onsite environment

Job Responsibility

Review, code, and enter vendor invoices accurately in SAP while ensuring proper account allocation
Perform three-way matching for purchase orders, receipts, and invoices to confirm payment readiness
Coordinate ACH payments and check runs to ensure vendors are paid on schedule
Investigate invoice discrepancies, resolve payment issues, and communicate effectively with internal teams and suppliers
Reconcile accounts payable records and support month-end close activities related to outstanding liabilities
Maintain organized documentation and audit-ready records for invoices, approvals, and payment activity
Work closely with manufacturing and operations teams to ensure expenses are recorded correctly within a manufacturing environment
Assist with accounts payable process updates or system-related changes as needed within the department

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

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ACH Operations Analyst

Job Description

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Requirements

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