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ACH Operations Analyst

https://www.roberthalf.com Logo

Robert Half

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Location:
United States , Memphis

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related impact on financial institutions.

Job Responsibility:

  • ACH origination and compliance monitoring
  • Balance cash letter and bank cash daily
  • Collection items processing
  • Customer Service support
  • Ability to balance debit card activity
  • Monitoring all Deposit related retention and compliance
  • New deposit account opening and special item processing as needed
  • Online and mobile banking monitoring and support
  • Perform daily and monthly reconcilements
  • Process daily overdrafts based on the banker's decision, and work through any adjustments or chargebacks
  • Process garnishments as directed by Legal/Compliance
  • Process Reg D Letters
  • Process Stops and ACH return items
  • Review and monitor of Deposit maintenance reports such as dormant accounts, large dollar items, etc
  • Settle the bank funds daily
  • Year-end processing and compliance
  • Maintain a working knowledge of all compliance regulations and ensure the bank adheres to said regulations
  • Assist Bank Operations and Branch Administration as needed and as directed by management
  • Additional responsibilities and duties as directed by Leadership

Requirements:

  • High school diploma with experience in banking industry or related field preferred
  • ACH experience and Deposit/Bank Operations experience preferred
  • Working Knowledge and understanding of all banking regulations
  • Must possess accurate typing, spelling and grammar skills as well as superior written and oral communication skills
  • Must possess the ability to set priorities and meet deadlines
  • Must be willing and capable of defining problems and taking initiative to propose practical solutions
  • Strong communication, leadership, and attention to detail
  • Ability to communicate and build rapport with others in core departments and with internal and external business partners
  • Take initiative, be able to organize and prioritize daily responsibilities and meet established deadlines
  • Ability to work overtime if/when needed

Nice to have:

ACH experience and Deposit/Bank Operations experience preferred

What we offer:
  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan
  • free online training

Additional Information:

Job Posted:
November 11, 2025

Employment Type:
Fulltime
Job Link Share:

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