Accident & Health Underwriter

• Underwrite new and renewal Accident & Health business across personal, group, and corporate schemes
• Assess risks including accident, travel, medical expenses, and related covers
• Price risks within authority, ensuring profitability and underwriting discipline
• Liaise with brokers and intermediaries to build and maintain strong relationships
• Assist in the development of new products and market propositions
• Ensure adherence to internal governance and regulatory standards
• Manage a personal underwriting caseload across A&H products
• Respond to broker enquiries, provide quotes, and negotiate terms
• Work collaboratively with underwriting, claims, and pricing teams
• Support the delivery of team and regional performance targets
• Monitor market trends and competitor activity in the A&H space

• Experience in A&H underwriting is ideal but not essential
• Open to candidates from other lines (e.g., property, casualty, liability) with a strong desire to move into A&H
• Understanding of broker distribution, especially within UK commercial or specialty markets
• Familiarity with group schemes or employee benefits is a plus
• Strong risk assessment and decision-making skills
• Commercially focused with the ability to negotiate effectively
• Excellent communication and relationship-building skills
• Detail-oriented with sound technical understanding
• Proactive and adaptable mindset, open to learning and development

Familiarity with group schemes or employee benefits