A Vice President (VP) and CRIU Process Support Unit Lead is a senior leadership role within the financial services and banking sector, primarily focused on managing and mitigating credit risk. CRIU typically stands for Credit Risk Implementation and Underwriting, representing a critical control function. Professionals in these jobs are responsible for overseeing a unit that ensures the bank's credit policies, procedures, and regulatory requirements are consistently and accurately applied during the loan underwriting and approval process. This position sits at the intersection of risk management, operational excellence, and team leadership. The core responsibility of a VP - CRIU Process Support Unit Lead is to manage a team of analysts and specialists who provide second-line oversight and quality assurance for credit underwriting activities. They ensure that all credit decisions comply with internal governance frameworks and external regulatory standards. A typical day involves monitoring underwriting processes, identifying gaps or inconsistencies, and implementing corrective actions and enhanced controls. They lead initiatives to streamline procedures, improve efficiency, and integrate new regulatory demands into existing workflows. Furthermore, they are key liaisons, collaborating closely with front-line business units, credit officers, audit teams, and technology departments to foster a robust risk culture. Common responsibilities for this high-level profession include developing and maintaining the bank's credit policy manuals and underwriting guidelines, designing and reviewing key risk indicators (KRIs) and control metrics, and managing the quality control (QC) and quality assurance (QA) programs for the credit portfolio. They also spearhead training programs to ensure underwriters and analysts are fully versed in current policies and systems. Typical skills and requirements for these executive jobs are extensive. Candidates generally need over 10 years of progressive experience in credit risk management, underwriting, or a related control function within banking. A deep understanding of credit products (commercial, corporate, retail lending), regulatory landscapes (like Basel III), and risk frameworks is essential. Strong analytical and problem-solving skills are paramount, coupled with exceptional leadership abilities to mentor a specialized team. Excellent communication and stakeholder management skills are required to articulate complex risk concepts and influence senior management. A bachelor's degree in finance, economics, or a related field is standard, with many professionals holding advanced degrees or certifications like a CFA or FRM. For seasoned risk management professionals seeking to impact an organization's financial soundness and regulatory standing, VP - CRIU Process Support Unit Lead jobs represent a challenging and prestigious career path at the heart of modern banking operations.
