Explore specialized Treasury Liquidity and IRRBB Risk Officer jobs, a critical and high-impact career path at the intersection of finance, risk management, and regulatory compliance. Professionals in this field serve as essential guardians of a financial institution's stability, specializing in two paramount risk categories: liquidity risk and interest rate risk in the banking book (IRRBB). Their core mission is to ensure the organization can meet its cash flow obligations under all conditions and that its earnings and economic value are protected from adverse movements in interest rates. This role typically sits within the second line of defense, providing independent oversight and challenge to the treasury and business functions. A Treasury Liquidity and IRRBB Risk Officer is generally responsible for designing, implementing, and maintaining robust risk management frameworks and policies. Daily activities involve deep analytical review of the bank's balance sheet, cash flow projections, and interest rate sensitivity. They monitor key risk metrics and limits, such as the Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and Earnings-at-Risk (EaR) or Economic Value of Equity (EVE) for IRRBB. A significant part of the role involves conducting stress testing and scenario analysis to quantify potential impacts under adverse market or idiosyncratic conditions. Furthermore, these officers play a crucial liaison function, interfacing with senior management, regulators, and internal and external auditors to explain the risk profile, defend control frameworks, and ensure adherence to evolving global standards like Basel III and local regulatory requirements. The typical skill set for these jobs is both broad and deep. A strong academic background in finance, economics, mathematics, or a related quantitative field is fundamental, often supplemented with postgraduate qualifications. Candidates usually possess 7+ years of progressive experience in treasury, market risk, or a dedicated risk management function. Expert technical knowledge of asset-liability management (ALM), financial instruments (particularly derivatives), and risk measurement methodologies is essential. Proficiency in data analysis tools, including advanced Excel (VBA), SQL, and sometimes specialized risk systems, is highly valued. Beyond technical acumen, success demands excellent communication and presentation skills to articulate complex risks to non-specialists, strong project management capabilities to lead framework enhancements, and a keen regulatory awareness. The profession attracts detail-oriented, proactive individuals who are natural problem-solvers and effective challengers, capable of driving strategic risk decisions. For finance professionals seeking a role with strategic influence, constant intellectual challenge, and a direct impact on financial system soundness, pursuing Treasury Liquidity and IRRBB Risk Officer jobs represents a prestigious and rewarding career choice. These positions are central to navigating the complex regulatory landscape and safeguarding institutions against fundamental financial risks.
