Explore senior loss adjuster jobs in the major and complex loss sector, a prestigious and demanding niche within the insurance industry. A Senior Loss Adjuster specializing in Major Loss is a highly skilled professional responsible for investigating, evaluating, and settling high-value and technically intricate insurance claims. These are not everyday incidents; they involve catastrophic events such as large-scale fires, major floods, significant subsidence, escape of oil, or complex business interruptions that can run into hundreds of thousands or millions of pounds. Professionals in these roles act as critical, independent experts appointed by insurance companies to manage the claim process from inception to conclusion, ensuring a fair and accurate settlement for all parties. The core responsibility involves the meticulous adjustment of complex losses. This means conducting thorough on-site investigations to determine the cause, origin, and extent of damage. The adjuster must then quantify the financial loss, which often includes not only material damage to property but also consequential losses like business interruption. A significant part of the role is managing relationships and communication with multiple stakeholders, including policyholders (often High Net Worth individuals or large commercial entities), insurers, brokers, contractors, forensic experts, and sometimes local government authorities. Producing detailed, technically accurate, and high-quality reports is a fundamental daily task, as these documents form the basis for settlement decisions. Typical skills and requirements for these high-caliber jobs are extensive. Candidates generally need a proven track record in general property adjusting with specific experience in large or complex claims. Professional qualifications, such as progressing towards or holding ACILA/FCILA, are highly valued and often expected. Exceptional interpersonal and negotiation skills are paramount, as is the ability to remain calm, decisive, and professional under pressure while managing demanding caseloads and client expectations. A strong commercial and financial understanding is crucial for assessing business interruption losses. Technical proficiency, dependability, and a completely flexible approach to work, including readiness for travel and occasional out-of-hours work, are standard. A full driving licence is typically essential. For those seeking a career defined by technical challenge, autonomy, and the management of high-stakes insurance jobs, the position of a Senior Major Loss Adjuster offers a rewarding and respected pathway.
