Explore senior-level opportunities at the intersection of business analysis, project management, and technical leadership within the critical domain of credit risk. A Senior BA/PM Tech Lead Analyst in Credit Risk is a pivotal hybrid role designed for professionals who bridge strategic business objectives with robust technological execution. This profession sits at the heart of financial integrity, focusing on designing, implementing, and enhancing systems and processes that manage an organization's exposure to potential financial loss. Individuals in these jobs typically shoulder a multifaceted portfolio of responsibilities. They act as the crucial link between risk management stakeholders, such as credit officers and model developers, and technology teams. A core function involves eliciting and translating complex business requirements for credit risk measurement, reporting, and mitigation into detailed technical specifications for development teams. As project managers, they lead the end-to-end lifecycle of credit risk initiatives—from initial scoping and planning to execution, testing, and deployment—ensuring projects are delivered on time, within budget, and to the required quality standards. Their tech lead capacity involves providing analytical and technical guidance, often overseeing data analysis, reviewing system architectures, and ensuring solutions are scalable, compliant, and aligned with the overall risk technology strategy. Common responsibilities include conducting gap analyses of current risk systems, defining future state workflows, managing user acceptance testing (UAT), and creating comprehensive documentation. They are also instrumental in troubleshooting issues, optimizing existing risk processes, and ensuring adherence to stringent regulatory standards like Basel III, IFRS 9, or CCAR. Typical skills and requirements for these high-impact jobs include a deep, dual expertise in credit risk principles (e.g., PD, LGD, EAD models, portfolio management) and modern technology platforms. Candidates generally possess extensive experience in business analysis and project management methodologies (Agile, Waterfall), coupled with strong technical proficiency in SQL, data analysis tools, and an understanding of risk systems. Essential soft skills include exceptional communication and stakeholder management abilities, advanced problem-solving, and proven leadership to guide cross-functional teams. A relevant advanced degree in Finance, Business, Computer Science, or a related field is commonly expected. For those seeking to leverage their expertise in a role that directly influences financial stability and strategic decision-making, Senior BA/PM Tech Lead Analyst positions in credit risk offer a challenging and rewarding career path. Discover your next career-defining role among the top credit risk jobs available.
