Explore and apply for specialized Risk Non-Scoring Model Monitoring Intermediate Analyst jobs, a critical function within the modern financial risk management landscape. Professionals in this role are the vigilant guardians of a bank's non-scoring decision strategies and models. Unlike credit scoring models that predict default probability, non-scoring models encompass a wide array of risk management tools, including application strategies, behavior-based strategies, fraud detection frameworks, and collections treatments. The core mission of an analyst in this position is to ensure these critical business rules and logic-based models operate as intended, remain effective over time, and comply with stringent internal and regulatory standards. Typical daily responsibilities revolve around continuous monitoring and validation. Analysts systematically track the performance and stability of deployed non-scoring strategies, analyzing key performance indicators (KPIs) and population stability metrics. They investigate any deviations or underperformance through rigorous root cause analysis, determining if issues stem from model logic, shifting economic conditions, or changes in customer behavior. A significant part of the role involves preparing detailed monitoring reports, dashboards, and documentation that clearly communicate findings to model developers, risk policy teams, and independent validation units (like Model Risk Management - MRM). They act as a key liaison, facilitating discussions to ensure monitoring activities align with governance policies and that any required remediation is tracked and implemented. The skill set required for these jobs is a blend of quantitative acumen, analytical rigor, and strong communication. Candidates typically need a bachelor’s or master’s degree in finance, economics, statistics, mathematics, or a related quantitative field. Proficiency in data manipulation and statistical analysis tools is essential, with SQL for data extraction, and SAS, R, or Python for in-depth analysis being common requirements. A solid understanding of risk management principles and consumer banking products is crucial. Beyond technical skills, successful analysts demonstrate meticulous attention to detail, the ability to manage multiple monitoring streams concurrently, and the capability to translate complex analytical results into clear, actionable business insights for non-technical stakeholders. For individuals passionate about protecting financial institutions from risk through data-driven oversight, Risk Non-Scoring Model Monitoring Intermediate Analyst jobs offer a challenging and rewarding career path at the intersection of analytics, risk governance, and strategic decision-making.
