Explore a world of opportunity in high-level risk management with a career in ICM In-Business Quality Assurance VP roles for Financing and Securitization jobs. This senior-level profession sits at the critical intersection of credit risk and operational excellence within the wholesale banking sector. Professionals in this field act as the guardians of the credit lifecycle, ensuring that the complex processes governing financing and securitization activities are robust, consistent, and aligned with the institution's risk appetite and regulatory expectations. This is not a frontline revenue-generating role but a key control function that provides vital assurance and insight to senior management. Individuals in these jobs are typically responsible for designing, executing, and overseeing a comprehensive Quality Assurance Review (QAR) program. Their core mission is to provide an independent, objective assessment of the end-to-end credit underwriting and portfolio management processes. This involves conducting in-depth reviews of credit memoranda, risk ratings, and approval workflows to verify adherence to established policies and procedures. A significant part of the role involves providing effective and credible challenge to business and risk teams, identifying control weaknesses, operational risks, process deficiencies, and potential training gaps. They synthesize their findings into detailed reports and scorecards for senior management, highlighting negative trends and recommending actionable solutions for sustainable remediation. Furthermore, they often play a key role in monitoring the completion and effectiveness of corrective actions stemming from their own reviews, internal audits, or regulatory findings. The typical candidate for these Vice President jobs possesses a strong blend of technical expertise and soft skills. A solid understanding of wholesale credit risk management, including counterparty credit risk, is fundamental. They must have an expert-level grasp of complex financial products, specifically securitization and structured financing, and be well-versed in credit analysis, underwriting standards, and relevant legal documentation. Prior experience in credit risk management, internal audit, loan review, or a dedicated quality assurance function at a large financial institution is standard. Beyond technical knowledge, success demands excellent analytical and problem-solving skills, with the ability to understand complex processes and determine the materiality of findings. Strong written and verbal communication skills are paramount for effectively conveying observations to audiences of varying seniority. These professionals are typically organized, able to work under pressure with minimal supervision, and possess the interpersonal skills to build relationships and exert influence without direct authority. A bachelor's degree in finance, business, or a related field is standard, with an MBA often considered a significant advantage for these strategic VP-level jobs. If you are a detail-oriented professional with a deep understanding of credit and a passion for upholding the highest standards of control, a career in In-Business Quality Assurance offers a challenging and impactful pathway.
