Explore a rewarding career in finance by discovering Balance Sheet Management Analyst I jobs. This entry-level to intermediate position serves as a critical function within the treasury, finance, or asset-liability management (ALM) departments of banks, credit unions, and other financial institutions. Professionals in this role are the custodians of a firm's financial stability, tasked with analyzing, monitoring, and reporting on the core components of the balance sheet to ensure its health, profitability, and regulatory compliance. A Balance Sheet Management Analyst I is typically responsible for a blend of analytical, reporting, and risk management duties. Their day-to-day work involves contributing to the governance and strategic management of the institution's funding, liquidity, and capital. Common responsibilities include assisting in the analysis of interest rate risk (IRR) and liquidity risk, often through the use of sophisticated ALM models and systems. They participate in the production of daily or monthly reports that track key metrics, such as net interest income (NII) sensitivity, economic value of equity (EVE), and compliance with regulatory ratios like the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). Furthermore, they are involved in capital planning activities, helping to ensure the firm maintains adequate capital buffers. A significant part of the role is dedicated to data management—collecting, validating, and analyzing large datasets related to assets, liabilities, and off-balance sheet items to ensure the accuracy of all analyses and reports. They work closely with other teams, including Risk Management, Finance, and Product Control, to provide a consolidated view of the balance sheet's performance and risks. To succeed in Balance Sheet Management Analyst I jobs, candidates typically need a bachelor's degree in Finance, Economics, Accounting, Mathematics, or a related field. For entry-level positions, 0-2 years of relevant experience is common, while more intermediate roles may require 3-4 years. Essential skills include strong analytical thinking and a keen attention to detail, as the role relies heavily on interpreting factual information and making data-driven recommendations. Intermediate to advanced proficiency in Microsoft Excel is a fundamental requirement, and familiarity with data analysis tools or programming languages like Python or SQL is increasingly valued. A solid, developing understanding of banking products, financial markets, and key regulations governing capital and liquidity is crucial. Soft skills are equally important; clear and concise communication skills are needed to explain complex concepts to stakeholders, and the ability to work independently on routine tasks while escalating more complex issues appropriately is key. This role offers a fantastic foundation for a career in corporate treasury, risk management, or finance, providing exposure to the very heart of a financial institution's strategic decision-making. If you are a focused individual with a passion for data and finance, exploring Balance Sheet Management Analyst I jobs could be the perfect next step in your professional journey.
