Credit Portfolio Analyst

• conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• assist with portfolio review preparation and conducting stress tests
• build working relationships with various teams across the bank, including deal, coverage and product teams
• appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• 0-2 years of experience in credit risk analysis or corporate banking
• experience in financial analysis, accounting and valuation
• knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• consistently demonstrate clear and concise written and verbal communication
• proven ability to work with little direction and in a team
• demonstrated accountability, self-motivation and business acumen
• licenciatura
• ingeniería en sistemas, matemáticas aplicadas, actuaría o a fin o experiencia equivalente
• conocimiento de manejo de proyectos (agile/waterfall)
• conocimiento de tecnología
• conocimiento en manejo de JIRA
• pensamiento analítico para interpretación e identificación de patrones de datos
• dominio de lenguajes de programación (Phyton, SQL)
• conocimiento en herramientas de IA (Copilot)
• uso en la herramienta SAS
• habilidad para desarrollar código desde el requerimiento proporcionado por los usuarios
• habilidad para documentar procesos de diseño técnico y vista negocio

• conocimiento en leyes para regulación (Buró de Crédito)
• conocimiento en estructura de datos, principalmente json, xml
• comprensión de estadística básica, diseño de dashboard para manejo de cifras control
• autodidacta
• proactivo
• seguimiento
• negociación
• autogestión
• excelente organización
• atención al detalle
• habilidades lógico – analíticas
• resolución de problemas
• comunicación efectiva y asertiva
• resiliencia
• adaptabilidad

salario competitivo, beneficios y prestaciones superiores